5 Feb 2020 - Destinasi Kekayaan Laluan Kejayaan

February 6, 2020, 12:20 am

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13 Mac 2020 - Kekayaan Realiti Kejayaan

March 13, 2020, 6:54 pm

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Ikthiar energi Dikasih Sayang membuka ruang dan peluang dalam usaha mendapatkan jodoh. Kadang tu energi kita "terhalang" oleh beberapa faktor jadi sebaiknya diikhtiarkan dengan energi pada jam dan hari yang ditetapkan oleh Dato Eddy Rosyadie.

Khidmat Dato Eddy Rosyadie (017 7697946)
- Ikhtiar Energi Dikasih Sayang
- Kursus Pola 27 Potensi Jodoh, Perkahwinan dan Perceraian.
- Sesi konsultansi Peribadi ( 2 jam - online atau bertemu) - Perihal Jodoh / Perkahwinan/ Perceraian.

Jodoh adalah sesuatu yang rumit dan ianya berlainan dengan perkahwinan. Jodoh dan perkahwinan adalah berbeza. Temuramah Dato Eddy dengan ramai wanita yang membujang semenjak dari tahun 2006 lagi yang berusaha nak berkahwin sebenarnya tidaklah nak berkahwin sangat kerana belum ada jodoh. Kahwin itu cuma nak cukupkan syarat saja sebab nak penuhi permintaan ibu bapa tetapi jodoh yang sebenar itu tiada. Jadi, kita ikhtiarkan energi dikasih sayang supaya hasrat nak berkahwin itu sekali dengan jodoh.

Maklumbalas peserta2 ikhtiar energi pakej bulan Mac 2020. Ikhtiar menjana energi diri oleh pihak Dato Eddy Rosyadie secara jarak jauh. Kadang tu debaran jantung menjadi laju, rasa cergas dan sebagainya.

Khidmat Dato Eddy Rosyadie (017 769 7946):
- Program Ikhtiar Energi Rezeki

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Kejayaan bangkit dari musibah

March 31, 2020, 10:38 pm

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Tingkatkan aura rezeki dan energi kewangan serta menjana energi positif di kala penularan energi yang negatif di waktu ini.

Maklumbalas peserta Ikhtiar Energi Mac 2020. Pada 31 Mac 2020, Dato Eddy menjalankan program Ikhtiar Energi untuk peserta2 grup Energi Mac 2020 dan warna yang hadir semasa menjana energi adalah warna EMAS. Peserta ini dapat gambaran warna yang sama.

Di kala waktu kuarantin akibat Covid-19, energi negatif menular sehinggakan kita yang berada duduk di rumah pun menjadi tertekan, bimbang, ketakutan padahal kita selamat dalam rumah. Begitulah energi negatif yang begitu besar melanda dunia. Tetapi kita ikhtiarkan menjana energi positif dengan amalan2 wajib serta sunat seperti berzikir dan ikhtiar energi.

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Rezeki Kekayaan Destinasi Kejayaan

April 14, 2020, 12:47 am

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Maklumbalas peserta Ikthiar Energi Pakej Bulanan. Bunga untuk kegunaan mandi dienergikan pada hari dan waktu ikhtiar energi.

Walaupun pandemik covid19 begitu dasyhat terhadap ekonomi tetapi pasaran saham dan instrumen pelaburan masih aktif malah makin naik.

Jom, hadirkan diri secara alam maya dalam kelas KDT bertajuk Invest2020 tentang perihal2 pelaburan secara metafizik pernomboran.

** Yuran: PERCUMA (RM0)

Tahun 2020, negara Malaysia berada dalam zon Property (Graf Hayat) jadi peluang bagi projek2 pembinaan berkaitannya adalah jelas.

Maklumbalas peserta Ikhtiar Energi Grup April 2020. Antara kesan energi adalah mengantukkan kerana dijana energi ketenangan. Sekarang PKP bolehlah rehat di rumah. Juga, kesan pengaliran darah yang pantas menyebabkan berdenyut2. Dua2 kesan sebegini untuk kecergasan badan jua.

How To Be Successful In Life

I think you’ll agree with me when I say:

Some people spend their entire lives wondering how to be successful in life, but never figure it out.

Would you be surprised to find out that the secret really comes down to four key areas?

Well, it does.

You see, personal success is achievable for anyone who practices the four areas – or keys to success as I call them.

Everyone wants personal success and to learn the keys to success. Everyone wants to have a happy, healthy life, do meaningful work, enjoy a career, and achieve financial independence. Everyone wants to make a difference in the world, to be significant, to have a positive impact on those around him or her. Everyone wants to do something wonderful with his or her life.

Over and over, I have found that the keys to success are a single piece of information, a single idea at the right time, that can change your life in the right situation. I have also learned that the great truths are simple.

If you can follow these tips, you will be able to take control of your life and achieve your goals.

We All Have One Common Goal
Luckily for most of us, personal success is not a matter of background, intelligence, or native ability. It’s not our family, friends, or contacts who enable us to do extraordinary things. Instead, the keys to success in life are our ability to get the very best out of ourselves under almost all conditions and circumstances. It is your ability to adapt and change your life.

You have within you, right now, deep reserves of potential and ability that, if properly harnessed and channeled, will enable you to accomplish extraordinary things with your life.

The Four Keys To Success
The great keys to success to change your life have always been the same.

1. Decide exactly what you want and where you want to go.
2. Set a deadline and make a plan to get there. (Remember, a goal is just a dream with a deadline.)
Take action on your plan; do something every day to move toward your goal.
Resolve in advance that you will persist until you succeed, that you will never, ever give up.

This formula is your key to success and has worked for almost everyone who has ever tried it. It will require the very most you can give and the best qualities you can develop. In developing and following these keys to personal success, you will evolve and grow to become an extraordinary person.

Learn How To Be Successful From The Experts To Change Your Life
You will not live long enough to figure it all out for yourself. And what a waste it would be to try, when you can learn from others who have gone before. In one of many great quotes, Ben Franklin said, “Men can either buy their wisdom or they can borrow it from others. The great tragedy is that most men prefer to buy it, to pay full price in terms of time and treasure.”

Your greatest goal in life and in personal success should be to acquire as many of them as possible and then use them to help you do the things you want to do and become the person you want to become.

For example:

If you want to learn how to write a book, you can follow a step-by-step process created by a bestselling author. Learn from their mistakes and benefit from their systems by following their guide to writing a book. It will save you time in the end!

Program Yourself For Personal Success
You will change your life by achieving just one important goal, you create a pattern, a template for personal success in your subconscious mind. You will change your life and be automatically directed, and driven toward repeating that success in other things that you attempt.

This is the best way to get your life back in order.

By overcoming adversity and achieving one great goal in any area, you will program yourself for success in other areas as well. In other words, you learn to succeed by succeeding. The more you achieve, the more you can achieve. Each of the keys to success, especially the first one, builds your confidence and belief that you will be successful next time and achieve ultimate personal success.

Try to leverage your momentum from an achievement in your personal success to reach a goal in your career or at school. Eventually, you will create a synergistic effect and find that success comes easier on all fronts.

Unlimited Potential
The only real limits on what you can do, have, or be are self-imposed. Once you make a clear, unequivocal decision to change your life by casting off all your mental limitations and throw your whole heart into the accomplishment of some great goal, your ultimate personal success is virtually guaranteed, as long as you don’t stop.

https://www.briantracy.com/blog/personal-success/personal-success-keys-to-success-change-your-life/

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Melangkah Kekayaan Di Jalan Kejayaan

April 21, 2020, 10:21 pm

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Bulan Mei dan Jun sesuatu tahun semasa sebagai "tingkap" untuk kita mengetahui bagaimana kehidupan perjalanan kita pada tahun hadapannya. Daripada pemerhatian Dato Eddy sejak 2006 lagi menyaksikan fenomena sebegini. Kini kita telah sampai ke Mei 2020 dalam situasi musibah pandemik, bagaimanakah perjalanan kita pada tahun hadapan nanti? Kerana itu, adalah amat penting untuk kita membangunkan sesuatu yang positif dalam bulan Mei dan Jun tahun ini supaya perjalanan kita pada tahun hadapan adalah positif.

Antaranya membina energi positif. Dalam bulan Mei 2020 terdapat 9 tarikh energi yang punyai pola 769 kekayaan. Ikhtiar energi suoaya perjalanan kita pada tahun 2021 dilimpahi dengan kekayaan.

Program Ikhtiar Energi Mei 2020 - ada 9 kali program berbanding biasa 7 kali dan yuran masih dikekalkan pada 7 kali program. Kesemua pola 769 (kekayaan). Dengan energi bulan2 baik Ramadan dan Syawal ini membina energi kita yang baik.

Jika dulu2, kanak2 yang ada pola 769 dibiarkan tak kaya kerana mustahil mereka mampu kaya pada usia kanak-kanak. Tetapi zaman kini, kanak seusia 5 tahun pun boleh jadi jutawan. Dengan berpola 769 dalam petak tarikh lahirnya berpotensi baik. Walhal kanak2 ini mempunyai penyakit Cerebal Palsy. Potensi tidak mengenal usia, rupa atau penyakit yang dihidapi.

Rupa-rupanya ibu nya mempunyai kilang buat kuih di sebelah rumahnya. Sebenarnya, potensi kita adalah menjalankan kerjaya/ perniagaan yang diwarisi daripada generasi terdahulu tetapi kali ini kita buat dengan lebih moden. Tidak semestinya perlu ikut bulat2 tetapi ikut bidang/ bisnes yang diceburi oleh ibu ayah atuk nenek kita. Contohnya, jika atuk kita seorang nelayan tidak semestinya kita mesti jadi nelayan juga tetapi boleh mengusahakan ternakan kolam ikan air tawar atau membuka pasaraya menjual sejukbeku makanan laut.

Umum mengetahui pola 636 adalah pola pelaburan (ciptaan Dato Eddy Rosyadie). Perlantikan di dalam Yayasan Pelaburan Bumiputra sesuai dengan potensi mereka ini.

Al Fatihah. Mempunyai pola penyakit kanser dalam petak tarikh lahir. Sama pola dengan mendiang selebriti Hong Kong Anita Mui yang meninggal dunia kerana kanser juga.

Namun, apabila tahu saja pola2 penyakit dalam petak tarikh lahir kita jadi panik akan mati dengan penyakit2 tersebut. Bertenang. Dah tahu potensi penyakit kita ikhtiarkanlah pencegahan dan perubatan yang sesuai lebih awal. Kaedah pernomboran ini lebih kepada pra-diagnostik (diagnostik awal) sebelum melanjutkan diri ke institusi perubatan yang sewajarnya. Juga persediaan awal untuk mengambil insurans hayat, penjagaan pemakanan yang sihat seumpamanya.

Tahun ini 2020 = 4 elemen KAYU satunya kesihatan dan tahun ini juga pola 636 pelaburan. Kaunter IPO ini telah oversubscribed sebanyak 600 kali.

Tahun ini 2020 Malaysia melalui fenomena zon Property (dari Graf Hayat) dan Great Financier. Jadi bidang hartanah dikatakan mengikut kajian adalah satu pelaburan yang baik di Malaysia ini selepas tempoh pandemik.

Tahun ini 2020 Malaysia melalui fenomena Great Financier (dari Graf Hayat) dan juga tahun 636 tentang pembiayaan. Banyak tabung2 pembiayaan ditawarkan oleh pihak kerajaan pada tahun 2020 ini kebetulan akibat pandemik.

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Kisah Kekayaan Cerita Kejayaan

April 27, 2020, 11:03 pm

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Perjalanan Kekayaan Destinasi Kejayaan - 8311

May 1, 2020, 12:46 am

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Banyak faktor yang menjejaskan perniagaan. Antaranya apabila sesuatu perniagaan itu menempuhi Dekad Masalah Kewangan (Graf Dekad ciptaan Dato Eddy Rosyadie). Hotel ini bukan sahaja tutup kerana pandemik tetapi telah 2-3 tahun sebelum ini mengalami masalah perniagaan.

Jadi untuk memeriksa PRESTASI perniagaan anda secara kaedah pernomboran bersama Dato Eddy Rosyadie secara berkala (setiap setahun sekali) bagi menyediakan pelan perancangan dan persediaan bagi meneruskan perniagaan dengan lancar.

Gabungan DSSN dengan tarikh yayasan menunjukkan tanggungjawab kebajikan yang dijalankannya.

Apabila tarikh daftar perniagaan bertembung dengan Dekad Tekanan (Graf Dekad ciptaan Dato Eddy Rosyadie) menghasilkan tekanan di dalam perniagaan. Oleh yang demikian, perlu diambil kira tarikh daftar perniagaan dan kemudian pantau PRESTASI perniagaan secara berkala (setiap setahun sekali) bersama Dato Eddy Rosyadie untuk menyediakan pelan perancangan dan persediaan untuk menghadapi fenomena2 dalam dekad.

Pola2 potensi daripada petak tarikh lahir menunjukkan potensi2 yang ada pada diri kita yang mendorong kita kepada terjadinya potensi itu dan membolehkan kita meningkatkan potensi kita itu dengan lebih baik.

Tahun 2020 berpola 636 Pelaburan satunya platform Bursa. Di kala pandemik ini, bursa masih aktif dan rancak. Kebetulan juga Malaysia berada dalam zon Great Financier untuk tahun 2020 ini (graf hayat).

Tahun tekanan 8 merupakan cabaran bagi diri kita, perniagaan kita dan perkahwinan kita. Ada strategi yang boleh dilakukan untuk mengatasi perihal tahun tekanan 8 sebegini. Tetapi sebaiknya memerlukan sesi konsultansi SEBELUM masuk tahun tekanan 8. Bila sudah masuk tahun tekanan 8 adalah sukar untuk jalan keluar tetapi masih boleh ikhtiar.

Punyai pola sakit kanser. Sebagai individu TMA 6 mendatangkan kekayaan kepada industri yang diceburinya.

Carta Year Element Strategy 2020 ciptaan Dato Eddy Rosyadie dan dilakarkan pada 2019 lalu menunjukkan elemen METAL satunya pengangkutan seperti aviation berada dalam fasa CAUTION untuk Mac- April 2020. Berita April 2020 ini menunjukkan fenomena tersebut.

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Kekayaan Pasti Kejayaan Ditemui - 8311

May 11, 2020, 9:47 pm

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Sempena 1 Syawal (dijangka) jatuh pada hari energi rezeki 769, pihak Dato Eddy Rosyadie menawarkan khidmat jana energi rezeki secara PERCUMA (FOC) RM0. Sebagai jariah untuk kemeriahan Syawal dan juga meringankan musibah kewangan akibat pandemik. Kaedah lain seperti transfer energi, pulih energi dan rawatan energi masih ditawarkan juga.

Hantar kod FOC, nama penuh anda dan nama penuh ibu anda ke 017 769 7946.

Seorang client saya yang full time trader forex (pola 636).

MARKETING
Best Practices for Marketing During and After COVID-19
Marketers need to proceed with caution and empathy.

Andrew Reid
GUEST WRITER
Founder and CEO, Rival Technologies

A global crisis can either paralyze a marketing team or galvanize it to thrive. In the wake of the COVID-19 pandemic, that’s exactly what we’re seeing: some companies are cutting back on marketing (in some instances, laying off the entire marketing team), while others are being more agile and coming up with interesting ways of engaging their audience during these difficult times.

If you want to stay in business, you can’t stay idle for long. As a business owner myself, I understand why many entrepreneurs would want to cut down completely on marketing activities. Being conservative feels like the safe choice when there’s uncertainly about how long the crisis will last. But we have to balance financial responsibility with the need to keep consumers informed and engaged when things get tough.

In fact, long-term studies show that the right approach during economic uncertainty is to increase — not decrease — your marketing spend. The last thing you want is to be caught flat-footed and find yourself lagging your competitors when the economy revs up again.

For the most part, consumers are receptive to some marketing at this time. A recent study from the American Association of Advertising Agencies found that 43% of consumers find it reassuring to hear from brands. In addition, 56% said they like learning how brands are helping their communities during the pandemic. Only 15% said they’d rather not hear from companies.

That said, marketing during these times requires sensitivity to what’s going on in people’s lives and the flexibility to keep up with swift and swooping changes.

Start with customer empathy
COVID-19’s impact on consumer behaviors and attitudes cannot be understated. An ongoing study we’re conducting with our sister company Reach3 Insights recently found that 76% have recently picked up new habits, behaviors and routines in the wake of COVID-19. Of those people, 89% said they plan on keeping some of their new habits. Consumers are also trying new products, with 36% planning to continue using new brands they’ve tried after COVID-19.

Now is not the time to rely on assumptions. Any data you have from 6 weeks ago—let alone 6 months ago—is already out of date. As the consulting firm Gartner recently advised, CMOs must be proactive in monitoring changes to customer behaviors and purchasing needs while the crisis is unfolding.

Businesses must move forward but do so with genuine empathy. Marketers can help C-suite executives take the right action by acting as a lighthouse for consumer understanding. Many companies already have existing Voice of Customer and research programs—these can be leveraged at this time to uncover the emotions underlying people’s shifting attitudes and behaviors. Doubling down on customer engagement and listening programs can help provide insights on how to best move forward.

Tell relevant, authentic stories — and give, give, give
Impressively, some brands have already produced compelling campaigns that speak to the realities of the pandemic. Dove, for example, created a spot shining a light on the courage of health care workers. Some brands, like Budweiser and Burger King, are focusing on social distancing and encouraging people to do their part by staying home. One of my favorites is Sam’s Club, which recently created a 60-second spot thanking its employees and calling them “retail heroes.”

It’s great to see creativity in storytelling at this time, but marketers must push their companies to do even more. This is the time to pay it forward and provide as much value as possible to your customers and communities.

Every organization and person has the capacity to contribute in their own way. The most important question companies should ask themselves is this: “what can I do to help?”

Giving back can take several forms. For instance, Jägermeister is hosting a virtual event to help raise funds for New York restaurant owners. In tech, companies like Apple quickly mobilized their resources to produce much-needed PPEs. In my home country of Canada, big-box retailers such as Loblaw and Save-on-Foods have increased the wages of their front-line staff to show appreciation for their efforts. Following the lead of many software companies, Nike has temporarily eliminated its subscription fees for its app to help people stay fit while quarantining.

These moves transcend marketing and may not increase sales immediately, but they’ll build goodwill and help drive long-term loyalty. Giving back is simply the right thing to do. The faster the world can beat the COVID-19 pandemic, the better chance all companies have in surviving the crisis.

Be agile for the new normal
Some entrepreneurs and marketers are holding off action, thinking that things will be back to “normal” in a few weeks or months. I do not hold the same view.

For one, some scientists are predicting that some form of social distancing may need to happen until 2022. That’s a long time to put any type of marketing on hold. A more important consideration is the fact that the pandemic will have a long-term effect on the psyche and outlook of consumers. In our own COVID-19 study, 86% of Americans and 81% of Canadians agreed that the crisis will create a new normal and have a lasting impact on society.

Regardless of how long the crisis actually lasts, COVID-19 will forever change the consumer landscape. After this comes to pass, companies can’t go back to their old playbooks. Personas, messaging and even your product strategy may need to significantly evolve for the realities of the post-COVID-19 world.

For various reasons, some CMOs are hesitant to engage consumers in research at this time. But as Gartner’s Frances Russell points out in a recent article, many marketers who have deployed surveys specifically about COVID-19's impact on customer experience have seen actionable responses. We see this in our own research as well: Not only are people answering our conversational chat surveys, they are also providing detailed selfie videos, which is really helping us and our clients and partners understand the human impact of the pandemic.

The bottom line is that fresh data and accurate insights have never been more important. In these uncharted territories, relying on instincts alone is dangerous. If you haven’t reached out to your customers in the past month, now’s the time to do so.

While it’s important to recognize the uncertainties and fears surrounding COVID-19, don’t let this crisis paralyze you. Enabling your team to really understand your customers and act based on timely insights is key to navigating your way through this crisis both for your marketing team and your company.

https://www.entrepreneur.com/article/349535

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Kejayaan Semeriah Kekayaan - 8311

May 20, 2020, 9:17 am

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Pakej Ikhtiar Energi Jun 2020 telah dibuka. Boleh daftar dahulu sebelum 1 Jun 2020 untuk program bermula pada 2 Jun 2020. Sepertimana bulan2 lalu, bulan Jun 2020 ada pola 769 dipilih hari2 energi untuk 7 kali program pada harga pakej.

Kemeriahan bulan Syawal disambut meriah dengan dijana energi dan besar kemungkinan PKP berakhir atau makin dilonggarkan pada Jun 2020 memberikan ruang untuk energi positif untuk rezeki dan kasih sayang serta akademik.

Potensi kita telah tertulis dalam kehidupan kita. Namun, di mana ianya "tertulis"? Satu cara adalah menggunakan kaedah pernomboran tarikh lahir. Kajian sejak 2006 lagi oleh Dato Eddy Rosyadie. Semua hasil kajian diletakkan dalam website weebly dan blogspot. Dijadikan sebagai panduan kepada kita.

2020 = 4 elemen KAYU satunya adalah kesihatan. Produk kesihatan terutamanya yang berkaitan dengan pandemik. Dan tempias kepada perkhidmatan yang berkaitan dengannya itu seperti contohnya pengangkutan sebegini.

2020 = 4 elemen KAYU antaranya kesihatan/ perubatan. Billionair berkaitan healthcare (penjagaan kesihatan) makin kaya di tahun 2020 di kala pandemik.

Sejak berkurun lagi, metafizik menyatakan cahaya itu sejenis energi yang punyai sifatnya. Kini sains moden menggunakan cahaya untuk menguruskan supercurrents. Kaedah metafizik pencetus idea kepada sains moden.

Perjalanan kehidupan melalui pola2 potensi yang tersirat tetapi difahami menggunakan kaedah pernomboran metafizik. Siapa sangka individu ini berkecimpung dalam sukan paralimpik dan kini menjawat jawatan senator (orang kenamaan). Tahniah diucapkan.

Biodata; Dato Eddy Rosyadie

Pengasas Kaedah Metafizik Pernomboran Dinamik dan Metafizik Energi Dinamik (Sejak 2006)

Pola 38 + 459, 426
Main Structure: SUN
Main Structure: Great Financier
FIRE element
Sun in Virgo & Moon in Scorpio
Yin Wood
Chinese Zodiac: Water Rat.

Lulusan SYRACUSE UNIVERSITY, New York, United States of America (1993 - 1995).
Bachelor of Science in Biology.
Cell Biology, Oncology & Immunology.

Certificate in Clinical Medical Assistant, Onondaga Medical Career School, Syracuse, New York, USA.

Kaitan keturunan:
Bugis - Pertubuhan Seni Silat Panglima Bugis, Senai, Johor.

Minangkabau - Setiausaha, Persatuan Waris Anak Keturunan Minang (WAKAM), Kuala Lumpur.

Jawa - Pegawai Khas Internasional, Kesultanan Kraton Pajang, Solo, Indonesia.

Melayu - Panji Gua Kota Gelanggi, Persatuan Cahaya D'lima, Muar, Johor.

ENTREPRENEUR NEXT
4-Step Entrepreneur's Guide to Surviving COVID-19
In times of crisis, this simple four-step plan will help you stabilize and recover

Duncan Robins
GUEST WRITER
President of Assemble

May 19, 2020

No business will be able to outwork or outrun the impacts of COVID-19. So what should an entrepreneur do next? Take the time to GASP, an acronym for the terms: Ground, Assess, Stabilize and Plan. This approach worked well for businesses that survived and thrived during the Great Recession of 2007/8 and other major market challenges.

Ground
Ground yourself, your family and your team.

1) Slow down enough so you can reflect. This is not the time to take a vacation, but you do need to take a deep breath.

2) Resist your entrepreneurial instinct (to immediately work harder) for an hour or a day. You need time to clear your head before you can respond efficiently and effectively.

3) Work quickly to set up yourself and your family for the new normal. You will need their support and understanding while you navigate through this next business challenge.

Assess
Once you are in a more settled state of mind, assess your situation. The medical term for this phase is ‘triage’. Assess the vital signs of your patient—your business.

1) Determine how much and from where your business is hemorrhaging cash.

2) Determine the actions your team will need to execute in order to stabilize.

3) Remember, you must preserve cash at all costs. Cash is the lifeblood of your business.

Stabilize
Work to stabilize your business quickly. On the cash collection side:

1) Create a list of everyone who owes you money. Make calls to those who owe you. Get in the front of their cash line before they run out.

2) Develop payment plans with those that can’t pay you immediately and work those plans diligently. Know that squeaky wheels get paid faster.

3) Require more credit card payments or cash upfront from your customers. Don’t sell anything with less than a 50% down payment on new sales unless a customer can offer iron-clad payment assurances in this new environment.

On the payments side of the equation:

1) Make a list of all your expenses, vendors and your broader payables. Sort them into critical and non-critical. Immediately cancel every service, subscription or order that is nonessential.

2) Monitor your payables list daily, but only cut checks twice a month. Pay some amount (not the entire invoice) to the most critical first. Don’t pay out more than you have collected. No more payments to anyone unless absolutely necessary. Lease payments? Nope. Bank payments? Only interest. Non-critical vendors? Definitely not. Critical vendors? On a payment plan. Tax payments and employee benefits? Yes! It’s the law!

3) Slow paying will be difficult but expected. Make sure to notify your bank, landlord and vendors that will be impacted. Keep them informed at least monthly. And if you have to cut staff, cut quickly and decisively, but respectfully and humanely.

Plan
Once you have stabilized the business, take a moment to consider your circumstances within this new world order. Take a fresh look at your market, customers, suppliers, competitors, available technologies, and internal capabilities. Our challenge, as entrepreneurs, is to recognize and capitalize on opportunities.

A turbulent market offers a rare opportunity to gain significant market share. Old habits and loyalties are disrupted. Acquisition costs plummet. So plan your investments and pounce when opportunities open up.

https://www.entrepreneur.com/article/350284

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Destinasi Kejayaan Permulaan Kekayaan

May 28, 2020, 10:00 am

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Tahun ini 2020 beliau melalui fenomena kitaran tahun 7. Satu kitaran tahun yang mencabar jiwa dan mental. Kebetulan pandemik wabak, hilang pendapatan, tekanan dsbnya. Tahun yang menguji jiwa, iman dan mental. Jika tidak tahan begitulah pengakhirannya. Apapun kita perlu energi positif berterusan tak kira kitaran tahun apa pun.

Year Element Strategy 2020 dicipta oleh Dato Eddy Rosyadie dan dilakarkan pada tahun 2019 lalu menunjukkan elemen WATER satunya pelancongan dalam fasa CAUTION untuk Mei- Jun 2020 . Berita Mei 2020 ini menujukkan fenomena tersebut.

Tips: perniagaan dapat diperbaiki dengan menggabungkan elemen. Contohnya, industri makanan yang berganding dengan industri losgistik menjadi penghantaran makanan.

Kiraan perjalanan Pernomboran tarikh lahir adalah baik namun mengapa masih ada masalah2 begini berlaku? Rupanya, kiraan nama pula ada isu. Pernomboran versi Dato Eddy Rosyadie meliputi pernomboran tarikh lahir, pernomboran nama, pernomboran no telefon dsbnya. Jadi, bagaimana cara untuk atasi pernomboran nama yang menjadi isu? Nak tukar nama agak mustahil. Antaranya tentulah perubahan sikap dsbnya.

Maklumbalas peserta Energi Ikthiar Mei 2020.

Bulan Mei-Jun sesuati tahun amat penting untuk kita bina, jana dan kekalkan atau tingkatkan energi positif kerana bulan Mei-Jun merupakan petunjuk untuk apa yang bakal kita lalui pada tahun hadapan. Walaupun Mei 2020 ini kita dilanda energi negatif pandemik tetapi kita boleh ikhtiar untuk mengatasi energi2 negatif tersebut.

Ada potensi dalam dunia sukan dan potensi sebagai "professor". Namun tiada potensi dalam dunia perubatan? Walaupun tiada tersenarai pola untuk potensi perubatan tetapi jika dilihat pada Dekad usia 21-30 tahun ada potensi dalam perubatan iaitu ketika memulakan pengajian. Jadi, untuk memilih jurusan kerjaya memerlukan juga kita lihat pada Dekad umur 21-30 tahun (Graf Dekad ciptaan Dato Eddy Rosyadie).

Mempunyai Tahap Kewangan Tahap 12 (paling bawah) berpotensi untuk tidak berduit. Maka, pengurusan kewangan perlulah lebih banyak berbanding orang lain yang berada di lain2 tahap atasan yang membolehkan mereka lebih berbelanja. Walaupun pendapatan tinggi namun perlu perbelanjaan perlu disesuaikan dengan tahap kewangan 12.

Tingkatkan atau betulkan aura kewangan dan rezeki serta jualan dan perniagaan di kala pandemik ini dengan menjana atau memulih energi diri. Kaedah seumpama rawatan alternatif secara Jarak Jauh ini dianjurkan oleh Dato Eddy Rosyadie. Tarikh tersebut ada pola 769 kekayaan.

Bilionaire. Pola 769 dalam petak tarikh lahir (maksud pola 769 kekayaan adalah ciptaan Dato Eddy Rosyadie pada 2009 lalu). Juga, bisnes2 yang diceburinya kena dengan elemen dan pola2 dirinya dalam petak tarikh lahir. Apakah ini satu kebetulan? Bukan kebetulan kerana semenjak 2006 lagi kajian yang sama dijalankan. Memang tertulis sedemikian perjalanan bisnesnya. Jom, kenali pola bisnes atau kerjaya anda bersama Dato Eddy Rosyadie.

Dekad halangan diri (Graf Dekad ciptaan Dato Eddy Rosyadie) mempengaruhi perihal perkahwinan. Kadang tu dekad perkahwinan adalah baik tetapi dekad diri yang bermasalah. Jadi, dengan mengenalpasti yang mana satu bermasalah (diri atau perkahwinan), dapatlah kita tentukan strategi2 penyelesaian yang lebih sesuai.

Tarikh nikah yang stress walaupun terdapatnya pola keserasian dan potensi kewangan yang baik.

Maklumbalas peserta ikthiar energi bulan Mei 2020. Kita ikthiarkan energi rezeki untuk sebarang sumber rezeki kita di kala pandemik ini.

Billionaire. Pola 769 kekayaan (maksud pola 769 kekayaan dicipta oleh Dato Eddy Rosyadie pada tahun 2009). Juga perjalanan kehidupan yang mengikut pola2 potensi tarikh lahir. Dari kajian Dato Eddy Rosyadie semenjak tahun 2006 lagi. Dapatkan pola2 potensi kerjaya atau bisnes anda daripada Dato Eddy Rosyadie.

SKILLS
10 Skills to Master Before Launching a New Business
From Excel to public speaking, every entrepreneur should have these skills.

Launching a business is hard. Launching a business before you've done the legwork to determine your market and identify your challenges is nearly impossible. Similarly, if you're becoming the head honcho without mastering some important skills first, you may find success harder to come by.

Here are some of the most important skills any entrepreneur should know, and where to learn them. All these courses are on sale for Memorial Day, so make the savvy business decision and take advantage.

1. Microsoft Excel
Microsoft Excel is one of the most important programs in business today. It's far more than just a spreadsheet software (although that's a valuable use case, as well). Excel helps you with data analysis, financial forecasting, and many more things that are essential to running a data-driven, solutions-oriented business.

2. Public Speaking
Entrepreneurs must be able to sell their product or service to others. Whether you're pitching to investors, employees, or potential customers, public speaking will be a significant asset. With great public speaking skills, you're more likely to inspire people to see your vision and get on board with your company.

3. Developing Business Plans
Naturally, every entrepreneur needs a business plan. This course is led by an award-winning business school professor and offers a 13-step methodology to creating a business plan. It even comes with 50 business plan templates and 25 business presentations made specifically for startups.

4. Data Science
Data drives everything in business. As an entrepreneur, if you can successfully model and understand data, you're already a few steps ahead of the pack. Not only will you save money by not having to hire analysts, but you'll also have the skills to make informed business decisions right out of the gate.

5. Facebook Marketing
Facebook is the second-largest advertising platform on the planet, meaning it's a key tool for any entrepreneur starting out. In this course, you'll learn how to reach and engage with new audiences on Facebook. Hitting the ground running with a Facebook marketing strategy can go a long way for your business.

6. Search Engine Optimziation
If you don't have a ton of capital to work with when you're just starting out, paid advertising may not be for you. Search engine optimization (SEO), however, is often free and just requires a technical understanding of how to make content stand out online. This course will show you how to get your web pages to the top of Google's search pages.

7. Copywriting
Great copywriting sells products. You can outsource your marketing and sales content to third-parties, or you can handle it yourself. This guide will teach you how to write copy that sells so you can save money and generate more income from the get-go.

8. Quickbooks
QuickBooks is the top accounting software on the market. When you can use QuickBooks effectively, you can handle all of your business's financial and bookkeeping needs, thereby saving money on accounting services. It'll also help you track inventory, vendor payments, invoices, and much more.

9. Generalist Skills
The best entrepreneurs never stop learning. With that in mind, check out Big Think Edge. This library is filled with lectures from Ivy League professors and world-renowned experts like Elon Musk and Malcolm Gladwell, covering some of today's most important topics.

10. Project Management
Project management is all about finding the most efficient and least wasteful way of doing something. For entrepreneurs who are likely strapped for cash after launch, that's extremely important. This training will introduce you to several top project management methodologies, including Scrum, Agile, and PMP.

https://www.entrepreneur.com/article/350957

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Menjana Kekayaan Ekonomi Kejayaan

June 5, 2020, 1:00 am

≫ Next: Destinasi Kekayaan Dinasti Kejayaan

≪ Previous: Destinasi Kejayaan Permulaan Kekayaan

Katanya pegawai psikologi nisbahnya seorang untuk 500,00 orang satu angka yang sepatutnya 1:50,00. Ini satu kerjaya/ profesion yang sangat diperlukan. Ada pola tertentu untuk menjadi penyelesaian masalah orang (kaunseling, kaunselor, pakar psikologi, pegawai psikologi) termasuk juga perawat (moden atau alternatif).

Carta Year Element Strategy 2020 dicipta oleh Dato Eddy Rosyadie dan dilakarkan pada 2019 lalu menunjukkan elemen WATER satunya sumber manusia berada dalam fasa CAUTION untuk Mei - Jun 2020. Berita Jun 2020 ini menunjukkan fenomena tersebut.

Bagaimana fasa-fasa untuk elemen2 bagi bulan-bulan yang mendatang?

Hubungi Dato Eddy Rosyadie untuk penjelasan yang sesuai dengan bisnes/ kerjaya anda.
017 769 7946
016 624 9666

Pelan Jana Semula Ekonomi Negara ada 6 langkah. Dari perspektif metafizik, angka 6 membawa maksud REZEKI. Jadi memang kenalah dengan 6 langkah ekonomi ini. Pada Jun 2020, Malaysia di langkah 3 "restart" (menjana semula). Memang kena dengan bulan Mei-Jun yang mana kerajaan perlu merancang dan bertindak kerana bulan Mei-Jun adalah pembayang atau petunjuk untuk apa yang bakal dilalui tahun hadapannya. Langkah 3 iaitu angka 3 bermaksud bergerak, bertindak, aktif jadi usaha "restart" itu adalah wajar.

Pelan Jana Semula Ekonomi Negara diperkenalkan pada bulan Jun 2020. Sememangnya bagus diperkenalkan dalam bulan Mei-Jun, kita merancang dan bertindak kerana bulan Mei-Jun adalah petunjuk kepada apa yang kita lalui tahun hadapan.

Usahawan nursery pokok di Johor. Pernah hadiri sesi konsultansi bersama Dato Eddy Rosyadie di Johor dan Dato Eddy Rosyadie pernah datang ke premisnya di Johor untuk melakukan audit premis. Beberapa cadangan dikemukakan untuk meningkatkan lagi potensi perniagaan.

Tahun 2020 = 4 elemen KAYU satunya pertanian.

#penjana. Diperkenalkan oleh kerajaan untuk menjana semula ekonomi Malaysia. Kebetulan selama ini Dato Eddy Rosyadie buat posting2 di sini mengajak kita semua untuk menjana energi rezeki. Semoga #penjana dan menjana energi rezeki dapat beri manafaat kepada kita semua.

Lagi filem Holluwood yang menggunakan dailog sebutan angka dan visual angka 38 dalam filem. Mr Nobody lakonan Jared Leto.

Mr. Nobody was nominated for and won multiple awards from numerous film organizations and festivals. It was nominated for seven Magritte Awards and was awarded six at the 1st Magritte Awards: Best Film, Best Director and Best Screenplay for Jaco Van Dormael, Best Cinematography for Christophe Beaucarne, Best Original Score for Pierre Van Dormael, and Best Editing for Matyas Veress. Emmanuel de Boissieu, Frédéric Demolder and Dominique Warnier lost the award for Best Sound to A Town Called Panic. In addition, the film was named Best Film of 2010 by the Belgian Film Critics Association winning the André Cavens Award, and was awarded Best Film at the 2010 Fonske Awards. It also received the People's Choice Award for Best European Film at the 23rd European Film Awards, and won the Audience Award at the Biografilm Festival.

At the 66th Venice International Film Festival, Sylvie Olivé was awarded the Golden Osella for Outstanding Technical Contribution and the film received the Biografilm Lancia Award. It was also nominated for the Golden Lion but lost to Lebanon. Jared Leto was nominated for the Volpi Cup for Best Actor. Christophe Beaucarne received Best Cinematography at the 20th Stockholm International Film Festival and Kaatje Van Damme won Best Makeup at the 42nd Sitges Film Festival. Mr. Nobody has appeared on many critics top ten lists of 2010 and is frequently considered to be one of the greatest films of the year. Kurt Halfyard, a film critic for Twitch Film, listed Van Dormael's film among the best science fiction films of the 21st century. The American Film Institute listed Mr. Nobody as one of the best European films of 2010.

Sudah kena dengan potensi dalam dunia makanan/ minuman tetapi ada pula halangan dalam perjalanan perniagaan.

Tips: sebaiknya untuk tarikh penubuhan syarikat bukan sahaja tengok tarikh itu sendiri tetapi ambil kira tentang perjalanan 10/20 tahun perjalanan dari tarikh tersebut (kaedah Graf Dekad ciptaan Dato Eddy Rosyadie)

Tukar nombor rumah adalah ikhtiar bagi menyelesaikan masalah kewangan. Bukanlah nombor tu yang main peranan tetapi nombor itu adalah laluan bagi energi kekayaan mahupun energi kesukaran. Boleh saja nak pakai nombor yang laluan energi kesukaran tak ada salah pun tapi kena tabah dan sabar. Bilamana tak tertahan kita ikthiarlah tukar nombor rumah.

Putus sudah hubungan selama 5 tahun. Rupanya gabungan tarikh lahir adalah 8 stress. Juga tentang perihal jodoh yang kurang baik dari Graf Dekad. Apapun boleh diikhtiarkan dengan strategi dan energi.

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Destinasi Kekayaan Dinasti Kejayaan

June 14, 2020, 6:44 am

≫ Next: Pencapaian Kejayaan , Keraian Kekayaan

≪ Previous: Menjana Kekayaan Ekonomi Kejayaan

Pola 769 kekayaan dalam petak tarikh lahir (maksud pola 769 kekayaan dicipta oleh Dato Eddy Rosyadie sejak 2009). Walapun di dalam bidang yang tidak melibatkan perniagaan juga berpotensi berjaya kaya. Banyak ruang dan peluang boleh diambil kesempatan bagi membina potensi kekayaan sebegini. Lakarkan perjalanan potensi anda sebaiknya bagi mencapai kejayaan sebegini.

Tahun 2020 tahun pola 636 pelaburan satunya adalah pelaburan emas. Kini pelaburan emas dipermudahkan dalam bentuk apps.

Kitaran tahun 9 adalah tahun peluang, tawaran dan kejayaan. Bagaimanakah anda bersedia bagi mendapatkan tawaran dan kejayaan yang lumayan pada kitaran tahun 9 anda yang akan datang? Bina strategi dan ikthiar dari potensi anda mulai sekarang.

Sudah menyerupai metafizik energi pula. Dalam kaedah Metafizik Energi, alam punyai energi yang boleh dijana. Tahun 2020 ini saintis menemui cara untuk caj bateri daripada kelembapan alam sepertimana alam mencipta kilat. Satu penemuan yang menyerupai metafizik energi yang ramai melabelkan metafizik mengarut tetapi sains pula membina teknologi tersebut.

Metafizik Energi pencetus idea sains dan teknologi.

Walapun tarikh nikah adalah terbaik tetapi untuk 10 tahun perjalanan nikah bermula daripada tarikh itu ada potensi halangan. Tentang nikah atau daftar syarikat, usah lihat tarikh untuk nikah atau untuk daftar semata-mata kerana kita bukannya nak nikah atau buat bisnes untuk sehari sahaja tetapi berterusan untuk 10, 20, 30 tahun seterusnya. Kaedah Graf Dekad ciptaan Dato Eddy Rosyadie.

4 lessons I've learned in 4 years writing about money
Tanza Loudenback Jun 11, 2020

I started writing about money nearly four years ago.

I knew the basics, like why it's important to save for emergencies and how to avoid high-interest debt, but I had a lot to learn. For the last year I've been on somewhat of a crash course as I prepare to obtain the Certified Financial Planner designation.

Money is relevant to everyone, and that's why I love writing about it. It's also heartening to see people overcome financial challenges they once thought were insurmountable and inspiring to talk with others about their goals for the future. And it's sobering, but essential, to understand how much harder women and minorities have to work to catch up.

Hundreds of stories later, here are four of the best lessons I've learned about money (so far):

1. There's no universally right or wrong way
While there are some universal best practices — living below your means is at the top of the list — the financial decisions you make should be based on your individual circumstances.

Renting for your entire life isn't wrong. Buying a house isn't the right choice, or even an option, for everyone. Likewise, credit-card debt is generally labeled "bad," but if it's your only option to pay a medical bill or help a family member in need then the benefits might outweigh the costs.

Rarely is there a right or wrong way to spend, save, or invest your money. There are proven strategies that work for a lot of people, but that doesn't mean they'll be the best ones for you.

Not even a financial planner will tell you there's only one way to manage your money. A fiduciary is there to help find the best path forward for you and your unique situation.

2. Financial success (probably) won't land in your lap
I've learned that achieving financial success takes effort.

Read any story about someone digging themselves out of debt, buying their dream house, retiring a millionaire, or overcoming some belief about money that was holding them back and you'll find a common thread: It takes work and planning to make it happen.

Unfortunately, some people have to work much harder than others. Income inequality reached a record high in America in 2018, in part because of the advantage families with generational wealth — the vast majority of whom are white — carry. The reality is that people of color start with a disadvantage because of issues like lower pay and institutional discrimination.

Whatever your challenges, chances are it will take a commitment to expanding your knowledge, making informed decisions, and creating a plan to overcome them and make progress.

3. Risk is necessary to build wealth
I learned early on that building wealth is highly contingent on finding your ideal risk-reward level. The stock market is the most obvious example: In order to grow hard-earned money into more, one has to be willing to put some of it on the line.

Now, I don't trust myself to make those bets, so I use index funds and target-date funds in my retirement accounts because they're naturally diversified and automatically rebalanced. I understand that my balances will rise and fall, but it happens at a level I'm comfortable with.

4. Money is a tool, not a chore
I've learned that the people who make real progress financially view money as a tool rather than a chore. Budgeting or rebalancing an investment portfolio may not be your idea of a good time, but it's essential work if you want to move forward.

Instead of looking at saving money as an obligation, for instance, think of it as a gateway to your next vacation or the entry pass to an early retirement. After accounting for your living expenses, your money should be serving your goals. If it's not, then it's time to recalibrate.

Many of us share a common desire to do better and have more — more wealth, more time, more knowledge, more freedom of choice. When paired with intention, money can help get us there.

https://www.businessinsider.com/personal-finance/lessons-learned-financial-success-writing-about-money-2020-6

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Pencapaian Kejayaan , Keraian Kekayaan

June 28, 2020, 9:04 am

≫ Next: Kejayaan Kekayaan

≪ Previous: Destinasi Kekayaan Dinasti Kejayaan

Tahun 2019 lalu, syarikat ini bermasalah kerana berada dalam tahun halangan.

Tahun ini Malaysia dalam kitaran tahun 7 (31+8+2020=7).

Kitaran tahun 7 tahun ujian yang banyak menguji kesihatan mental - NEGATIF.

Dan kitaran tahun 7 juga adalah tahun membina rangkaian (networking) - POSITIF.

Ini adalah contoh fenomena kitaran 7 yang negatif dan yang positif.

Berada dalam dekad halangan menyebabkan terjejas perniagaannya (graf dekad ciptaan Dato Eddy Rosyadie). Untuk usahawan atau pelabur sebaiknya mendapatkan graf dekad ini untuk meneliti potensi prestasi perjalanan perniagaan/ pelaburan dalam sesuatu dekad.

Khidmat Dato Eddy Rosyadie (017 769 7946 / 016 624 9666):
- Graf Dekad (tanpa Laporan)
- Graf Dekad dengan Laporan Dekad Terkini dan Dekad Akan Datang.

Maklumbalas pengguna minyak wangi ENERGI PUTIH. Tujuan utama minyak wangi ENERGI PUTIH untuk menjana energi ketenangan.

STARTING A BUSINESS
3 Things You Need to Know Before Starting a Delivery Service Business
Demand for food and home product delivery services are at an all-time high. Here are three issues to consider before launching your own

Sarah Austin
GUEST WRITER
Entrepreneur and advisor to AI startups. Teaching Artificial Intelligence emotions. Johns Hopkins data scientist.

Online food delivery is a natural progression of ride-hailing services like Uber and Lyft that use crowdsourced labor as the delivery provider’s own infrastructure. The pandemic has caused a spike in demand due to health concerns and shelter-in-place. The hiring spree is eye-popping: Instacart announced in April that it’s hiring 300,000 shoppers while Amazon is looking to employ 175,000 new workers for its fulfillment centers and delivery network. Walmart is adding 50,000 people for distribution and FedEx is hiring 35,000 workers.

Entrepreneurs may consider starting a delivery business in their city. Startup costs can be low by using independent contractors and by licensing an appropriate app. Demand is certainly high. If done right, an operator may coordinate with grocery chains and distribution centers to sync systems. Or a small business could integrate with a large company’s IT infrastructure. One option that increases profits is to charge a mark-up for purchased items in addition to shipping fees. Or perhaps certify orders as prepared using stringent health practices to gain new customers.

But what can go wrong? Here are some things to be on alert for.

1. Customers want near-perfect execution
Business owners may think that a 95 percent success rate for deliveries is good enough. It probably isn’t. Not with Amazon’s extreme disruption of the industry via Amazon Flex and Amazon Prime. For example, Prime has one-day shipping for over 10 million items, according to the company’s website. Thanks to Jeff Bezos’s constant striving for flawless logistics, consumers too have increased their expectations for gig drivers. Thus, only a tiny fraction of deliveries can involve wrong items, damaged goods, delayed drop-offs, etc. if you want your startup to succeed.

“Delivery services involve more than just dropping off items,” says Vanessa Gabriel in an interview. She’s cofounder and CEO of Drop Delivery, a cannabis delivery management software. “A critical success factor is the overall experience for the customer. From browsing items, placing an order and finally receiving it. Customers expect cannabis delivery to be convenient, reliable, safe and on-demand. Drop Delivery allows cannabis retailers to provide that great experience.”

Customers are looking to avoid long lines and getting exposed to infected people. But their hired gig grocers may not find items or products may be sold out. Other disruptions include worker strikes such as those that hit Instacart, Amazon and Walmart during the pandemic. A mobile app can have security and privacy flaws such as those that plague video app Zoom.

2. A small business must optimize for last-mile logistics
If you’re not experienced or disciplined to optimize operations, it could be tough competing in this business. An operator can do almost everything right and still see problems near the finish line. Hot food can be delivered cold. There can be payment errors. An app can direct a driver to an adjacent but wrong address. A user isn’t notified of an arrival. A thief signs the order. The car runs out of fuel.

A delivery provider must optimize for last-mile logistics. After a gig shopper buys the ordered items, last-mile logistics involves bringing the goods from distribution to an office or personal residence as fast as possible. No excuses during the final lap, especially with perishable food. An independent contractor must have the passion or initiative to find routes that overcome traffic, pinpoint the exact location, rely on the mobile app to work seamlessly (such as no connectivity issues), and send user notifications to receive the order.

“Our software clients have successfully delivered over 51,000 orders and have seen an average repeat customer-purchase rate of 76 percent,” says Vanessa Gabriel. “Because of the new normal, clients have seen a 31 percent increase month-over-month in deliveries since February. We’re always looking to provide the best technology to help our clients be as efficient as possible when it comes to delivering.”

3. Being careless with pandemic safety protocols
Finally, gig shoppers must have the discipline to follow new health protocols like social distancing and wearing personal protective equipment. Safety practices can include barcode scanning and contactless delivery confirmations and payments.

It’s hard to believe that Uber is 11 years old. Given Uber’s status as a multibillion-dollar unicorn, it’s not surprising that technologists have copied its crowdsourcing approach in industries as diverse as home-stays (AirBNB) to groceries (Instacart, DoorDash, GrubHub and Uber Eats).

Amazon and other big players are preventing delivery services from becoming a commodity: Their investment in infrastructure is continually increasing consumers’ expectations from shelf to doorstep.

The industry’s hiring spree coincides with struggling Americans turning to gig jobs for a paycheck. In March, Uber Eats saw a 30 percent increase in independent drivers signing up to deliver food. Delivery, transportation and logistics are contributing to the U.S. economy adding a record 2.5 million jobs in May.

An entrepreneur can capitalize on the high demand for online delivery service if she runs an efficient operation.

https://www.entrepreneur.com/article/352320

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Kejayaan Kekayaan

July 9, 2020, 12:38 am

≫ Next: Kekayaan Dicapai, Kejayaan Digapai

≪ Previous: Pencapaian Kejayaan , Keraian Kekayaan

Seorang client Dato Eddy Rosyadie melahirkan kembar 3. Tahun 2016 lalu sesi konsultansi bersama Dato Eddy Rosyadie. Pada usia pertengahan usia 30an, kerja tidak stabil dan bujang belum berkahwin . Rupanya didapati salah arah. Setelah diperbetulkan, kerja makin baik dan bertemu jodoh, berkahwin dan kini sudah ada anak 3 orang sekaligus.

Strategi pernomboran dan energi digunakan sebagai satu usaha dan ikhtiar untuk menyelesaikan masalah2 kehidupan mahupun perniagaan.

ANGKA 8 BAWA TUAH?

Melihatkan kepada kiraan2 sebegini dan berpuluh slide yang dibentangkan dalam blog ini mendapati angka 8 adalah stress.

Namun, sebenarnya TIADA SATU PUN ANGKA BERTUAH. Angka 1 hingga 9 ada tuahnya dan ada konfliknya. Cuma ada angka itu lebih tuah sikit atau lebih konflik sikit daripada yang lainnya.

Bagaimana MALAYSIA tahun 2021 adalah tahun kitaran 8 (31+8+2021=8)? Tahun 2020 ini pun kitaran tahun 7 ada ujian besar tak tahulah apa yang bakal berlaku tahun 2021 nanti.

Sebenarnya petak tarikh lahir kita menceritakan fenomena keturunan. Lebih-lebih lagi Petak Pembayang/ Petak Warisan (ciptaan Dato Eddy Rosyadie). Ada logiknya juga kerana kita ini hasil dari genetik ibu dan ayah (warisan genetik) yang mana ianya merakam fenomena2 yang berlaku sebelum kita dilahirkan.

Tahun 2020 adalah pola 246 tahun pendidikan. Ada diskaun yang diberikan oleh MAS kepada pelajar dan guru serta pensyarah.

Selama 20 tahun (2 dekad) berada dalam tempoh tekanan dan halangan (graf dekad dicipta oleh Dato Eddy Rosyadie) satu tempoh yang lama bagi masalah individu ini.

Dapatkan graf dekad untuk anak2 anda atau ahli keluarga anda untuk memeriksa dan memantau prestasi perjalanan kehidupan mereka. Hubungi Dato Eddy Rosyadie (Whatsapp/ Telegram) di:
017 769 7946
016 624 9666

3 Reasons Why Purpose-Driven Businesses Can Help You Find Better Hires, Mentors and Investors
Launching a business with purpose isn't just good for the soul -- it also improves your chances at success

Bryan Janeczko
VIP CONTRIBUTOR

During a recession, it becomes especially important for early-stage businesses to prove why they matter more than other companies. In this climate, purpose-driven businesses are the only ones who can say for certain that the world is a better place with them in it.

When your business has an important mission at its heart, you will have more power to attract talent, valued mentors, investors and customers. That’s because today’s consumers are drawn to ethical products from ethical brands. Employees are willing to work for less pay if their company shares their values, and these trends are only going to become more ingrained as the world comes to terms with recent events.

Research shows that purpose-driven companies are more resilient in times of crisis. B Lab found that during the last recession, companies with a social mission had a 63 percent better chance of surviving the downturn than other similar sized-companies.

“People — consumers, investors, everyone — are looking for inspiration and leadership now more than ever,” says Miyoko Schinner, an American chef, cookbook author, animal sanctuary founder and owner of dairy-free cheese brand Miyoko's Creamery. “Without standing for something, you can't inspire or lead.”

Here’s how purpose can be the engine driving your business to success:

Attracting the best talent
Times are changing, and people are more adamant than ever that their workplace reflects their personal values.

Millennials, who make up the largest percentage of the modern workforce, are much more driven by the chance to work for ethical businesses than their parents’ generation. A recent LinkedIn Workplace Culture report highlighted that nearly 90 percent of workers aged between 22 and 37 would accept a reduced salary to work at a company whose mission and values align with their own (compared to less than 10 percent of those between 54 and 72).

Put simply, millennials prioritize purpose over short-term personal gain. This means they will be likely to stick with your company in difficult moments and go the extra mile when the going gets tough. After all, a passion for a shared cause is a great morale builder.

Barton Wharton, CEO and co-founder of R3SET, was inspired to launch his wellness startup after his personal battle with stress as a corporate marketing executive took a heavy toll on his physical and mental well-being. His experiences drove him to build a team focused on developing actionable steps and remedies to lower stress and improve the wellbeing of its users. “When we launched this business, our product was inextricable from our purpose of making the world a healthier place,” he says. “In doing so, we have attracted the most talented group of people I have ever worked with. Everyone works here because they relate to the mission, they can share stories about how they have struggled with stress and got past it.”

Paying top dollar for top talent isn’t always an option, especially during an economic downturn. We are currently in a unique situation as thousands of layoffs have created a great pool of talent for startups. Given the fact that many of these workers probably came away with hefty redundancy settlements and a sour taste, these new candidates are likely less interested in money and on the lookout for projects with a potential to make meaningful change. Any company that can only offer the dollar sign will likely have to pay more to attract the best talent, or have to give new hires an equity share.

Dina Bayasanova, founder of PitchMe, a data-driven recruitment and upskilling platform aiming to reduce bias suggests that founders make sure that their purpose and mission shine through in their job advertisements. “When you are an early-stage company you are not selling the business, you are selling your vision,” she says. “Mention your team culture, opportunities for growth and what mission you are driven by. People who join startups are more driven by this, than by money.”

It will be pretty transparent to people if that “reason” is not genuine. Paying lip service to a certain value while your business practices (where are you sourcing your material?) and the way you treat your staff (are you making time and resources for their mental wellbeing?) run counter to those values won't help.

“We are not just jumping on the ‘Insert brand purpose’ bandwagon,” says Wharton. “We really help our community. We create free content around key themes like LGBT+ stress in the run-up to Pride week. We start team meetings with mental health exercises. “We are a very purpose-driven company, but we don’t label it, we just live it.”

Connecting with the right mentors
As you grow as an entrepreneur, you will find that a relatable purpose will open up access to different types of support. Startups and the tech industry have a strong “pay it forward” culture, largely because so many of us bootstrap our way in and have shared each others’ struggles.

Barbara Shannon, a San Francisco based C-level advisor and founder of CEO peer groups Theceoboard, and Athena, says: “Like other tech business leaders, the members of my CEO group really enjoy giving back, especially to the next generation of founders.”

“The single most important attribute of successful mentor relationships is a strong personal connection.”

This spirit of cooperation means mentors will be more interested in supporting startups who are also “paying it forward” to their communities or existing social issues.

Remember that real purpose appeals to real people. When you reach out to business mentors using your purpose as a hook, you will attract those who care about fueling the same causes as you. They’ll be best placed to accelerate your big mission (and as a result, your company), and will be more willing to offer you their time, advice or services at little or no cost. Talking money is often generic and impersonal; you’ll get more value from mentors who you share a deeper purpose with.

Similarly, when searching for the right mentor — be it on social media or through trusted industry peers — it may be more effective to use your purpose as a filter, perhaps even more so than industry expertise. The same goes for finding the right mixers, events and conferences to network. Always make sure your purpose is one of the first things out of your mouth when presenting your business.

“I love startup training forums and accelerators — they're a great way for people like me and my CEO clients to connect with early-stage founders, and they actually provide entrepreneurs with the time and space to showcase their deeper values,” says Shannon. “Both the founders and the mentors are usually curated, so you can have confidence that you're interacting with knowledgeable, motivated leaders on both sides of the relationship.”

There are also many startup programs and grants available for impact-driven startups, as well as online resources for those at earlier stages in their journeys who are still assessing the viability of their projects.

Drawing in investors
COVID-19 is driving a drop in early-stage investment, and a more risk-averse approach from investors.

As a result, investors want to see strong leaders with the capacity to motivate their team amid layoffs, lockdowns and budget cuts. Investors know that business leaders that embody social values will more clearly be able to support their staff's well being and inspire them to keep the company afloat.

As well as resilience, having purpose tells investors that in this day and age, you have a special ability to attract and keep customers.

"Like it or not, conscious capitalism is on the rise,” says Kuda Biza, CMO of Nunbelievable, an impact-driven baked goods company that donates meals to soup kitchens for every food box sold. “Research shows that companies that practice conscious capitalism perform 10 times better than others. I’ve experienced this first-hand that our customers have confessed to picking our brand over other brands because they are aligned with our mission of feeding people.”

With missions like these, customers are more likely to feel a connection to you and organically spread the word. “Our purpose has enabled us to develop authentic connections with our customers, increasing brand loyalty. Having a solid base of raving fans has attracted the right investors to the business - ones that believe in both our product and our mission.”

Being impact-driven inherently means it matters that much more that your company survives — that you’re worth keeping around. Investors have to consider that if you go under, it would negatively impact the societal issues you pledged to solve.

“The purpose of a company isn't just to sell products, it's to make lasting change in the world with its products or services," says Miyoko Schinner, who is also a leading advocate for the right of vegan food products to use traditional meat and dairy terms on their labels.

“Having true conviction in your purpose or mission will elevate you from the chaff and give reason to consumers and investors to support your company,” Schinner adds.

According to co-founder and chief medical officer of wellness startup Levels, Casey Means, MD, purpose gives your company another edge over your competition: adaptability. “Having a clear north star drives the company to be flexible and adaptable in responding to user feedback,” she says. “That’s because your mission creates a uniquely strong bond between company and customer so that you’re practically co-building the product — your customers are moving the company closer to where it can have the greatest impact.”

Aside from traditional investment, there are other funds available for purpose-driven companies. Ifundwomen is a funding platform providing women-owned startups access to grants and crowdfunding, and which has spaces specifically for impact-driven businesses. Purpose Ventures funds purpose-driven startups through a steward-ownership model, by which profits have to serve the business mission, while the company maintains its independence.

The world's largest pre-seed startup accelerator Founder Institute is granting 10 fellowships to founders working on solutions to improve our post-COVID-19 future. It also has an extensive guide on how startups can navigate COVID-19, which includes fundraising options.

During such turbulent times, it can be tempting to forgo social responsibility for a business model that focuses solely on the bottom line. What we have to realize is that today, having a purpose and building a sustainable, profitable business go hand in hand.

https://www.entrepreneur.com/article/352286

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Kekayaan Dicapai, Kejayaan Digapai

July 18, 2020, 8:04 am

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Program Pakej 1 Bulan Ikhtiar Energi Ogos 2020 sudah dibuka. Boleh daftar dahulu. Kali ini tarikh-tarikh energi pola 769 kekayaan adalah berturut2 dua hari; satu fenomena yang unik. Bulan Ogos 2020 menyaksikan kehadiran Awal Muharram 1442H. Maka sebaiknya jana energi yang baik untuk memulakan satu tahun baharu. Juga kehadiran tarikh kemerdekaan negara Malaysia untuk dijana energi yang sama untuk kebebasan, kemasyhuran dan kekayaan.

Bulan Oktober adalah momentum bagi tahun hadapan. Maka bulan Ogos dan September adalah persiapan membina, menjana energi untuk Oktober yang bakal menjelma. Bulan Ogos adalah angka 8 bulan yang dijangka stress/tekanan jadi dengan bantuan energi dapatlah menguruskan stress/ tekanan dengan sebaiknya.

Tahun 2020 ini adalah tahun halangan untuknya. Berlaku kes tuntutan kerana langgar kontrak.

Kerajaan Malaysia telah menaikkan pendapatan paras kemiskinan kepada RM2K dari RM900. Semakin lama paras kemiskinan makin meningkat mana tahu 5 tahun lagi paras kemiskinan RM5K pula dan anda terkesan nanti jika tidak diusahakan dari sekarang; bina strategi kekayaan dari kaedah pernomboran dan jana energi kekayaan dari kaedah metafizik energi.

Sebagai "public figure" tentunya ramai peminat malah yang berminat untuk berkahwin juga ada. Memang pun seorang selebriti tetapi ada pola "tarikan" / pola "pelaris" bukan sahaja laris sebagai selebriti tetapi tarikan untuk berkahwin lebih dari seorang. Terpulang kepada empunya diri untuk menolaknya/ menerimanya tetapi yang penting "pelaris" atau "tarikan" itu ada. Bukan sahaja kepada selebriti sebegini, malah orang biasa pun yang punyai pola pelaris atau tarikan juga menghadapi fenomena yang sama. Jadi, perlulah diselidiki perkara ini bagi yang berkahwin bukannya semata2 seseorang itu mudah curang tetapi dek fenomena tarikan tersebut.

Carta Year Element Strategy 2020 dicipta oleh Dato Eddy Rosyadie pada 2018 lalu dan dilakarkan pada 2019 menunjukkan elemen WATER satunya industri perhotelan berada dalam zon SUPPORTED BY untuk July 2020 berbanding zon CAUTION pada May dan June 2020 lalu (kurang sambutan kerana PKP). Berita July 2020 ini menunjukkan fenomena tersebut.

Inilah konsep yang dicipta oleh Dato Eddy Rosyadie untuk meneliti prestasi industri perniagaan kita sepanjang tahun ada turun dan naiknya pada bulan2 tertentu. Maka bolehlah kita sediakan persiapan sewajarnya.

Atas nama sains, semua boleh. Tak ada yang dikatakan mengarut bilamana ianya sains.

Atas nama metafizik, itu mengarut ini mengarut. Bila metafizik menyatakan darah itu adalah energi dilabelkannya mengarut.

Saintis mencipta darah manusia tiruan untuk membawa biosensors. Yang ini mengarut? Tetapi inilah sains.

Metafizik pencetus idea sains.

p/s: sementara tunggu darah tiruan mudah dan murah didapati di pasaran untuk kita semua pakai, kita gunakanlah dulu kaedah metafizik energi.

Berada dalam dekad usia tekanan (graf dekad ciptaan Dato Eddy Rosyadie) dan status kewangan pula duit bocor dah kena keluar duit lagi.

Make an Empire, Not a Business
Entrepreneurship is all about thinking big. Why limit yourself?

Kokab Rahman
ENTREPRENEUR LEADERSHIP NETWORK WRITER
Business Growth Strategist / Career Advisor

July 17, 2020

If you want to be timeless, you need to be flexible.

The thing about my business is that, if the situation requires changing the business model or expansion, I don’t need to start from the beginning. I know the components of what my business does — outsourcing services, media services, e-commerce, to name a few. We can be versatile to do whatever our customers need.

As an entrepreneur, you should not limit your goals to a small mom-and-pop corner store that never grows beyond a single location. Think big like McDonald’s. McDonald’s and similar businesses are in nearly every major city in the world.

Market awareness is vital. It’s vital to be constantly aware of changes happening in your target market and the overall global business environment and move with it, as the situation requires.

Here are tips to help you think big:

Think globally
In your mind, your business should be global and not limited to a small location. When you think in global terms, you will get ideas and a vision to make it reach that level.

Indeed, your mind is as vast (or narrow) as you make it. And with the current global reach, online and offline, there is no reason why you shouldn’t think globally.

Instead of thinking about your store in a small locality, imagine your branch in every city of the world.

Expand your offerings
Don’t limit to one product or service. Amazon can sell books as well as farm produce. No one questions it when it tries to go into electric cars or anything else. Elon Musk can do space exploration, electric cars, and online payment processing. Why should you not have the same freedom?

Be everywhere
The internet allows you to be on many mediums and reach industry leaders far and wide. Why should you not take advantage of it? There is no reason not to take advantage of nearly every social media platform.

Be fearless
Put embarrassment in a box and lock it. No matter how small or seemingly insignificant your business is, don’t allow it to stop you from putting your message in front of global industry leaders.

Overdeliver
The way your business presents itself should be flawless. If you can make your clients 100% happy, make them 120% happy. If you can deliver 110% results, deliver 200%.

Be in the business of helping customers
Make your customer’s success your only goal when you provide a service or product. Ask yourself, what is it that my customer wants to achieve. And then make sure what you deliver does that, irrespective of the amount the customer paid or whether you provided the service free.

Embrace hope
I believe in the power of prayer. Prayer, combined with hope and gratitude, can make things happen that otherwise won’t. When I started providing career services, I would pray the business would be a success. All the time. Several years later, I saw that my clients were happy with the services and we helped many of them get jobs in multinational companies — something I had never thought of at the time.

https://www.entrepreneur.com/article/353334

↧

Teruskan Kejayaan Teruskan Kekayaan

July 30, 2020, 12:24 am

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≪ Previous: Kekayaan Dicapai, Kejayaan Digapai

Bulan Ogos. Bulan yang ke 8. Angka 8 biasanya dikaitkan dengan tekanan/ stress. Ini baru 3hb dah keluar berita2 yang stress. Gajah pun stress inikan pula manusia. Energi alam menjadi stress dan kita sebaiknya bina perlindungan/ pendiding diri untuk mengatasi energi stress sebegini. Sebaiknya dijana energi positif untuk bulan Ogos ini.

** Ada 4 slot kosong.

Seorang usahawan yang berjaya kaya pola 769 kekayaan. Namun belum ada jodoh kerana Dekad 2009 hingga 2018 dalam tekanan dan berlarutan hingga 2038 nanti melainkan strategi pernomboran dan ikthiar energi dibina untuk mempercepatkan jodoh.

Imbauan tahun 2019. Pada 11 Ogos 2019, Dato Eddy Rosyadie, orang Pahang, menziarahi Keraton Pajang di Solo, Indonesia dan sehari selepas itu bertolak ke Yogjakarta singgah di Borobudur. 2 minggu kemudian, YDP Agong ke 16 (Sultan Pahang) menziarahi Borobudur. Satu kebetulan yang unik. Tak silap Dato Eddy Rosyadie setakat ini hanya 2 Sultan dari Tanah Melayu yang melawat Pulau Jawa. Satu, Sultan Mansur Syah bersama Laksamana Hang Tuah dan dapat Taming Sari. Kedua, YDP Agong ke 16 ini.

Secara logiknya, manusia mendengar suara di luar kebiasaan adalah mendengar suara "ghaib". Ini dah jadi metafizik dan ilmu kebatinan. Tetapi sains yang mencipta kaedah ini untuk mendengar di luar frekuensi biasa. Menggunakan kaedah Neuralink yang dibayai oleh bilionair Elon Musk yang juga pengasas Tesla Motors dan SpaceX.

Metafizik pencetus idea sains.

Fenomena yang dilalui oleh individu ini dijelaskan dengan kaedah pernomboran versi Dato Eddy Rosyadie. Fenomena jutawan USD$38 Bilion dan fenomena bercerai sebagainya. Bagaimana pula dengan potensi diri anda, kerjaya atau bisnes anda?

Dapatkan Laporan Keserasian Pasangan dari Dato Eddy Rosyadie
017 769 7946
016 624 9666

Ada 6 jenis analisa tarikh lahir untuk Laporan Keserasian Pasangan. Bagi mendalami perihal perhubungan anda dengan kenalan/ tunang/ suami/ isteri. Untuk dibina strategi yang lebih baik untuk menambah keserasian.

Tidak semestinya Laporan Keserasian tidak serasi maka anda tamatkan perhubungan. Ada aspek2 yang boleh diusahakan dan diikthiarkan tapi dalamilah dulu 6 jenis analisa keserasian tersebut.

Maklumbalas peserta ikhtiar energi.

Warna energi yang hadir ketika Dato Eddy Rosyadie menjana energi boleh berbeza dengan warna energi yang hadir kepada peserta. Yang penting, energi dijana. Warna energi yang hadir ketika Dato Eddy Rosyadie jana energi dipindahkan (transfer) kepada peserta (melalui nama yang diberikan). Setelah diselidiki, tarikh lahir peserta ini adalah elemen KAYU (warna hijau) kemungkinan warna hijau tersebut adalah tentang dirinya sendiri.

Arah Putrajaya (pusat pentadbiran negara Malaysia) ke Sabah adalah lebih kurang Timur Laut. Tahun 2020 ini Malaysia arah Timur Laut adalah 8 tekanan. Jadi, setelah berbulan2 berpolitik akhirnya DUN dibubarkan. Itupun tekanan juga suasana politik di sana walaupun DUN telah dibubarkan.

Haiwan peliharan ada kanser maka pemiliknya mengidap kanser? Tak masuk logik akal tapi pengkaji sains mengatakan ya. Begitulah logik sains dapat diterima oleh orang ramai tetapi logik kajian metafizik dikecam mengarut pula.

Metafizik pencetus idea sains.

Walaupun pandemik covid19 tetapi kaunter saham menaik mendadak. Sebab tahun ini 2020 berpola 663 pelaburan dan juga Malaysia sedang melalui tahun Great Financier (kewangan) pada tahun ini.

Manusia sangat perlukan Vitamin D untuk kesihatan tulang dan sebagainya. Perlu beli supplemen ke? Tidak. Ianya percuma. Saintis menyatakan Vitamin D diperolehi dari SINARAN MATAHARI. Macam kisah metafizik energi yang mana matahari punyai energi. Kini sains menyatakan sedemikian juga.

Minyak wangi yang berasaskan bauan bunga2an (floral) untuk tujuan aura ketenangan. Diadun dengan bunga senduduk putih, batu Pyrite dan sebagainya. Tidak dijual di kedai kerana menjaga kualiti. Tempah terus dari Dato Eddy Rosyadie.

Individu ini baru saja masuk ke dekad usia yang baru (2020-2029) tetapi dimulai dengan kes masalah kontrak pula. Dahlah dekad baru ini berada dalam fasa masalah kewangan (graf dekad ciptaan Dato Eddy Rosyadie).

Bagaimana dengan dekad anda? Dekad terkini dan 10 tahun akan datang? Juga dekad usia perniagaan anda dari tarikh daftar syarikat.

Maklumbalas peserta2 Grup Energi Julai 2020. Sesuatu warna energi hadir semasa jana energi dan Dato Eddy Rosyadie pindahkan/transfer warna energi berkenaan kepada setiap peserta grup.

Para saintis mendapati kita hidup di dalam alam yang dipenuhi dengan energi dari pelbagai perspektif.

Berada dalam tempoh tekanan dan bermasalah jodoh. Lagipun ada pola berpoligami dan mudah dirapati oleh ramai wanita. Begitulah fenomena yang dilalui tidak mengira darjat seseorang.

What is the perfect job for your star sign? Astrologer reveals the ideal career for you - and the roles to avoid if you want to perform your best

Leading psychic Rose Smith says our personality traits can foretell our careers. She has deciphered while star signs would make good cooks, writers and artists. Almost one million Australians have lost their job during the COVID-19 period. Ms Smith recommends finding your next career prospect by looking at the stars

By MATILDA RUDD FOR DAILY MAIL AUSTRALIA
PUBLISHED: 01:47 BST, 28 July 2020 | UPDATED: 01:51 BST, 28 July 2020

A leading Australian astrologer has revealed the career you should consider based on your star sign - and the ones to avoid if you want to perform your best.

Psychic Rose Smith says now is the time to retrain and prepare for long-term job prospects, as almost one million people in Australia lose their regular income as a result of COVID-19.

'Although you can do short-term work if you've lost your job or are out of work, the economic and employment ramifications from coronavirus will continue for years,' Ms Smith said.

'Now is the time to look to training opportunities which are aligned with your personality traits - you can have your astrology chart done to help with this.'

According to the Australian Bureau of Statistics, the unemployment rate is 7.1 per cent - the highest since 2001 - with the official jobless number standing at 927,600 in May.

So what should you look for?

EARTH SIGNS: TAURUS, VIRGO AND CAPRICORN
Earth signs find their work particularly important, not only for the job itself, but also for the money.
They are hardworking and responsible, getting the job done even through difficulties or hardship.
Earth signs can do better than most in 2020 with their jobs.

BEST JOBS FOR TAURUS
Taurus: April 19 - May 20
* Jobs in construction such as surveyor, builder, or project manager
* Culinary career such as chef or restaurant manager
* Managerial career in musical, theatre or acting industries such as concert promoter or casting or publicity agent
* Art director, interior design, or designing homes such as architect

WORST JOBS FOR TAURUS
Taurus: April 19 - May 20
* Jobs where other people often tell them what to do
* Jobs where empathy is required such as counselling, welfare, or social work
* Jobs in the medical field dealing directly with sick people as bedside manner can need work
* Jobs which require a lot of patience

BEST JOBS FOR VIRGO
Virgo: August 23 - September 22
* Medical jobs such as nutritionist or acupuncturist
* Jobs in financial industry
* Outdoors or environmental jobs such as a farmer or forest ranger
* Managerial roles or work involving organisational tasks
* A career involving numbers such as statistician, mathematician or accountant

WORST JOBS FOR VIRGO
Virgo: August 23 - September 22
* Jobs in creative fields that can get messy such as artist
* Plumbing or sanitation work
* Open ended jobs without structure or schedules
* Jobs frequently involving unpredictable or chaotic elements
* Jobs where perfection is unobtainable or undesirable

BEST JOBS FOR CAPRICORN
Capricorn: December 21 - January 21
* Financial planning, legal or accountancy-based careers
* First responder jobs such as police work, firefighting, or emergency services
* Teaching, especially high-level concepts
* Business executive
* A career in science such as scientist
* CEO of a large enterprise
* Business analyst

WORST JOBS FOR CAPRICORN
Capricorn: December 21 - January 21
* Jobs with no avenues for commitment, responsibility, or dedication
* Dead end jobs with no promotion opportunities as Capricorns are ambitious
* Working with people who are disorganised or lack self-discipline
* Jobs without structure or rules
* Jobs where lots of empathy or interpersonal communications are required

WATER SIGNS: CANCER, SCORPIO AND PISCES
Cancer, Scorpio and Pisces can transform their emotions into something physical.
Water signs can reap rewards in 2020 if they stay grounded and practical.
Strong emotions will show the way, but those emotions shouldn't be allowed to rule.

BEST JOBS FOR CANCER
Cancer: June 21 - July 22
* Jobs in helping industries such as counselling, aged or disabled care
* A culinary career or anything to do with nurturing others
* Customer service industries - Cancerians who care about people can do well in sales
* A career in the musical, theatre or acting industries
* A career as a medical professional
* Teaching
* Counselling, welfare, or social worker
* Online sales as Cancerians usually enjoy working from home

WORST JOBS FOR CANCER
Cancer: June 21 - July 22
* Jobs where empathy and emotional responses are not appropriate such as in the military
* Jobs without some flexibility if Cancerians have families to attend to
* Jobs where rationality must take precedence over emotions such as aviation pilot
* Cancerians find difficulty hiding their emotions, so any job requiring a 'happy face' when they don't feel happy, could be a problem
* Any job where Cancerians don't feel they're making a positive difference to others

BEST JOBS FOR SCORPIO
Scorpio: October 23 - November 22
* Private investigator
* Negotiation specialist such as police negotiator
* Working in the death industry such as medical examiner
* Law enforcement
* Auditor
* Crisis management
* A medical career such as surgeon

WORST JOBS FOR SCORPIO
Scorpio: October 23 - November 22
* Jobs where they can't work alone sometimes
* Anything that involves inordinate amounts of patience. Scorpios can be impatient
* Jobs that do not allow them sufficient control over their work
* Jobs that do not allow them to use both their intellect and their intuition
* Any job that does not allow them to express themselves fully

BEST JOBS FOR PISCES
Pisces: February 19 - March 20
* Artist, musician and the creative arts generally
* Spirituality based jobs such as psychic reading and astrology
* Healing either alternative or allopathic and roles in healthcare
* Colour therapy
* Welfare and social work
* Any job where Pisces can put their listening skills to good use
* Jobs in human resources
* Designer such as fashion, jewellery, home stylist etc
* Jobs in non-profit organisations

WORST JOBS FOR PISCES
Pisces: February 19 - March 20
* Working in a job that gives no outlet for Pisces' sensitivity, intuition or empathy
* Any job where Pisces is not free to use their natural instincts
* Jobs involving constant analytical work
* Jobs with high stress or lots of time deadlines
* Jobs with little or no interaction with other people
* High pressure sales positions with required quotas

AIR SIGNS: GEMINI, LIBRA AND AQUARIUS
Gemini, Libra and Aquarius are curious and think about things before making decisions. All air signs have good communication abilities and enjoy illuminating conversation.
They are usually good at writing, social media, publishing and generally getting the word out.
Air signs often have 'flashes of brilliance'. They can generally think their way to a better life this year despite what is happening externally.
Air signs can find new opportunities where others fail to see them.

BEST JOBS FOR GEMINI
Gemini: May 21 - June 21
* Journalism
* Public relations involving writing or social media
* Working in the entertainment industry such as singing or a DJ
* Working in advertising
* Teaching
* Some science-based jobs if Geminis can speak their minds
* Travel based careers such as travel blogger

WORST JOBS FOR GEMINI
Gemini: May 21 - June 21
* Jobs where creativity and self-expression are not encouraged or allowed
* Jobs involving strict schedules which don't allow some flexibility
* Boring jobs or those with tedious or repetitive tasks
* Non-social jobs as Geminis need to communicate with others

BEST JOBS FOR LIBRA
Libra: September 22 - October 22
* Public relations
* Working in the fashion or beauty industries such as hair and makeup
* Mediation or negotiation industries
* Life coaches, counsellors and lawyers as they see many sides to a situation
* Home styling or decorating
* Any industry where aesthetics is important
* Public speaking or advocacy
* The wedding industry

WORST JOBS FOR LIBRA
Libra: September 22 - October 22
* Jobs where making lots of decisions very quickly is necessary
* Jobs with lots of stressful deadlines
* Jobs where they have to deal with poor hygiene or dirty conditions such as plumbing
* Working with people who are unfair or manipulative
* Gender dominated industries or jobs where there is bias towards any group of people

BEST JOBS FOR AQUARIUS
Aquarius: January 21 - February 20
* Humanitarian jobs dealing with 'big picture' concepts
* Science based careers such as meteorology, communications, or electronics
* Pioneering a new field or innovation
* Innovative jobs especially involving technology
* Jobs involving going against the status quo, with rebelliousness against the current system
* Anything involving the internet
* Doing different things every day

WORST JOBS FOR AQUARIUS
Aquarius: January 21 - February 20
* Working in a job with strict rules and procedures
* Jobs where lots of self-expression is involved
* Always being around the same people, or sometimes any people! Aquarians need solo time
* Jobs where lots of empathy or sympathy are required
* Jobs with 'same thing different day' type scenarios. Aquarians need breaks from routine and stimulation from different sources

FIRE SIGNS: ARIES, LEO AND SAGITTARIUS
Inspiration is needed to make your heartfelt desires real and physical so you can share and help others in alignment with your heart.
Get in touch with your hopes and dreams.
Fire signs have a lot of passion which can carry them to where they want to go.

BEST JOBS FOR ARIES
Aries: March 20 - April 19
* Entrepreneurship
* Public relations
* Military service (or other adversarial careers)
* Competitive sports
* Leadership roles
* Jobs involving creativity
* Doing different things every day in the workplace
* Risk taking where you can rely on your own instincts

WORST JOBS FOR ARIES
Aries: March 20 - April 19
* Boring and repetitive work
* Working in isolation
* Being a square peg in a round hole. Aries need to make their own rules
* Sedentary work or not sufficiently moving around in the workplace
* Jobs where you have to follow rules that don't make good sense. Often you can see a better way to do things but for some reason you can't get others to understand your point of view.

BEST JOBS FOR LEOS
Leos: July 23 - August 22
* Public relations - anything involving motivational speaking or being the 'face' of an organisation
* Acting - stage, film, TV or working as a social media influencer
* Leadership roles such as CEOs, as people tend to follow Leo's lead
* Jobs involving 'the spotlight', especially where people look up to them in some way
* Careers involving generosity such as charities or leadership roles in social services

WORST JOBS FOR LEOS
Leos: July 23 - August 22
* Working in isolation as Leo loves an audience
* Jobs where Leo has no authority to make meaningful change
* Jobs with challenges that are either insurmountable or fail to provide sufficient stimulation
* Jobs that interfere with Leo's need for independence
* Leos especially, don't enjoy working in jobs where they feel unappreciated

BEST JOBS FOR SAGITTARIUS
Sagittarius: November 21 - December 21
* Writing, podcasting, or livestreaming from different locations
* Marketing
* Work involving the outdoors or travel
* Work with a sense of freedom and expansion
* Jobs requiring good people skills
* Leadership roles
* Teaching

WORST JOBS FOR SAGITTARIUS
Sagittarius: November 21 - December 21
* Working 9-5 in an office without any breaks outdoors
* A Sagittarian's worst nightmare is a job with an overabundance of rules and regulations
* Jobs with loads of responsibility or stress usually don't suit the Sagittarian temperament
* Jobs where patience is required as Sagittarius is known for being impatient and irritable

https://www.dailymail.co.uk/femail/article-8563319/Astrologer-reveals-perfect-job-star-sign.html

MARKETING
3 Effective Marketing Strategies For Selling Digital Products Online
How to get your foot in the door of what could be a $325 billion industry.

Tina Dahmen
ENTREPRENEUR LEADERSHIP NETWORK WRITER
CEO of The Biz Heroes & Dahmen Consulting OÜ

July 29, 2020

Selling digital goods and getting started in the online education sector has never been easier in today’s online world. According to Research and Markets, the online education industry is poised to become a $325 billion dollar industry by 2025, increasing from $187.877 billion in 2019.

Not only do we live in an instant gratification economy, where we want to have products delivered instantly to our doorstep (or even better via our email inbox), but we also demand location-independent freedom from both sides, the consumer and the business perspective.

Consumers are purchasing more and more digital goods, for example: membership sites, ebooks, audiobooks, digital courses or live lessons and tutorials, videos, songs, design, photography, templates, apps, masterminds or worksheets. There are literally hundreds of digital product options out there that you can add to your product suite.

There are countless benefits to selling digital goods online. For instance, the entry barrier on getting started is very low, digital goods are low-maintenance in general, you have full creative freedom and digital products have huge scalability.

Here are the top three tips and marketing strategies on how you can promote and sell digital products best to achieve the highest profits possible, listed in no particular order.

1. Online summits
Online events and online summits have become a very popular and important marketing channel over the past few months. Many events and conferences have forcefully been cancelled, and the smartest businesses have moved their events online.

Virtual summits run generally between one to 10 days, and attendees are able to watch expert’s interviews and presentations free of charge for a short amount of time. Usually, online summits are so value-packed, with many speakers presenting per day, that overwhelmed attendees don’t find the mental capacity or even the time to consume all the content in one go.

The hosts then offer one or several up-sells to the viewers, so they can purchase the recordings all together and watch them on their own time.

You can host an online summit on any topic and don’t even need to be an expert in the particular topic you are representing. If you or your speakers have additional digital goods, such as online courses or ebook that they can throw in to make the up-sell offer more appealing to the buyer, then this will increase your chances of a higher sales rate. The bonus is it doesn’t really cost you or the creator of the course more money.

2. Online challenges
Online challenges, and in particular five-day challenges, have become increasingly popular amongst online marketers, as they achieve fast results. An online challenge consists mostly of a video series the attendees will watch and corresponding "homework" assignments. According to Yahoo Finance, one minute of video is worth 1.8 million words. So, seeing you on video every day, especially when it’s live and you can interact with your audience, increases your trust score tremendously.

A challenge will help your ideal customer avatar get started creating something like an outline for their next online course or a launch plan for their next book promotion. This way your up-sell at the end (which in this case could be a full program or course on how to create your online course or how to write your first ebook) will become very easy, as the prospects have already started to do the work and feel motivated to keep going with it.

The most effective challenges run usually between three and five days, as this is a healthy timeframe to get people through their daily tasks without dropping out. Most marketers run a low-cost and high-turnout challenge on Facebook. According to Hootsuite, Facebook is the third-most visited website and has become the most popular platform to execute and market a challenge.

3. Membership sites and online learning platforms
Membership sites and online learning platforms are another awesome but much more indirect way to sell digital products. You can either build your own e-learning platform where you can sell your own digital products or you can sell digital goods from fellow experts in the industry.

There are many different types of membership site models and online course platforms you can either join or create. To name just a few:

The drip-fed model: Content will be added every month.
The all-in membership: Members get access to everything straight away.
The online community membership: Members get access to private forums, masterminds or online groups.
A consultant and course creator, for example, isn’t necessarily interested in creating ongoing new content and therefore isn’t looking to build an entire membership site themselves. However, most consultants, coaches and course creators are more than eager to get involved in a joint venture and have their online course listed on the best e-learning platforms in return for an affiliate commission or simply for exposure.

https://www.entrepreneur.com/article/353468

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Sepanjang Jalan Kejayaan Ada Kekayaan

August 9, 2020, 4:44 am

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https://kursuspola123.wasap.my/

Pola potensi sudah kena dengan bisnes namun beberapa faktor seperti jenama produk dsbnya perlu diambil kira untuk memastikan perniagaan mampu pergi dengan lebih jauh. Tahun 2020 tahun tekanannya.

Untuk mengambil pembantu rumah dari luar negara yang bekerja di rumah kita sebaiknya dilihat potensinya terlebih dahulu. Walaupun katanya tarikh lahir dalam pasport tak betul, tapi apa yang tertulis dalam pasport itu kita kirakan.

Malaysia pada tahun 2020 melalui tempoh Great Financier (graf hayat). TQ kepada Kementerian Kewangan, Bank Negara dan pihak bank2 Malaysia.

Punyai pola 769 kekayaan (maksud pola 769 kekayaan dicipta oleh Dato Eddy Rosyadie semenjak 2009) dan juga menceburi dunia kosmetik yang juga ada dalam potensi petak tarikh lahir. Bagaimanakah anda jika ada pola 769 dalam petak tarikh lahir? Apakah tindakan dan persediaan anda? Apakah bisnes/ kerjaya yang sesuai dengan anda?

UNIK & ISTIMEWA: 30 TAHUN REZEKI berpanjangan. Fenomena yang sangat jarang dilihat. Ambil peluang ini untuk kita ikthiarkan.

Pelajarilah aspek kebaikan dan keburukan pola 769 kekayaan dengan lebih menyeluruh dalam kelas Dalam Aplikasi Telegram.

** ada 3 slot kosong lagi.

Energi toksik melanda dunia. Pandemik Covid19 berterusan menyerang dan setiap 15 saat ada kematian disebabkannya. Negara kita lebih terkawal kerana pelaksanaan SOP PKP dan rakyat pun bekerjasama berkorban tenaga mematuhi SOP. Energi dalam negara kita lebih terkawal namun sejak akhir2 ini kluster2 baru di Kedah, Pulau Pinang dan Perlis pula muncul berasal dari luar negara. Kita sebaiknya janalah energi yang positif berterusan bagi melindungi diri kita selain patuhi SOP.

Individu ini berada dalam fasa halangan dalam tahun ini.

Maklumbalas peserta ikthiar energi Cemerlang Akademik. Bukan sahaja energi Cemerlang Akademik untuk pelajar sekolah tetapi yang dewasa juga boleh untuk peperiksaan kerjaya, temuduga, sambung belajar dan sebagainya.

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Permulaan Kekayaan Permulaan Kejayaan

August 19, 2020, 8:02 am

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Program Ikhtiar Energi untuk pakej 1 bulan September 2020 sudah dibuka. Boleh daftar dahulu sebelum 7 September untuk program bermula. Bulan September 2020 ini ada 6 hari pola 769 kekayaan.

Peserta Grup Ikhtiar Energi Ogos 2020. Pada 17 Ogos 2020 lalu, Dato Eddy Rosyadie menjana energi untuk peserta2 grup pada waktu energi hari tersebut iaitu jam 7.30 malam. Tidak dapat dipastikan bagaimana ini terjadi dan tujuannya. Besar kemungkinan ia seolah "mandian bunga" secara energi/ kebatinan tanpa menggunakan bahan seperti air atau bunga2an.

Sejak berkurun lagi Metafizik Energi menyatakan batu kristal mengandungi energi tertentu. Kini sains mendapati batu kristal mengandungi energi malah digunakan sebagai penentu masa dengan konsep frekuensi dari batu kristal.

Metafizik pencetus idea sains.

Dalam petak tarikh lahir statik tiada pola makanan tetapi dalam dekad usia antara 2015-2024 ada pola makanan. Jadi potensi kita boleh jadi berbeza pada dekad tertentu. Iaitu tidak terhad pada petak tarikh lahir statik semata-mata. Potensi pada petak tarikh lahir statik memang dijadikan panduan utama untuk menentukan kerjaya/ bisnes manakala potensi dekad usia boleh menjadi potensi kerjaya/ bisnes sementara.

Senarai pekerjaan/ perniagaan yang diperlukan pada tahun 2020 ini.

Tahun 2020=4 elemen KAYU antaranya kesihatan dan farmaseutikal, pendidikan.

Tahun 2021=5 elemen TANAH antaranya pembinaan.

Malaysia Ringgit (MYR) dalam tempoh dekad halangan bermula dari 2015 (kes harga minyak jatuh dan Ringgit Malaysia juga jatuh) hingga tahun 2024. Matawang bermasalah dan ekonomi pun terjejas dan kekayaan rakyat Malaysia terkesan. Pada tahun 2020 ini pula halangan (pandemik Covid19 menjejaskan MYR).

Kasultanan Pajang yang terletak di Solo, Indonesia lenyap pada tahun 1586 setelah 30 tahun didirikan oleh seorang pendekar terkenal bernama Jaka Tingkir. Pada 26 Mei 2011, Sultan Demak melantik seorang Sultan Pajang untuk mewujudkan kembali sejarah dan warisan budaya. Tarikh tersebut ada pola 83 kesultanan.

Tahun 2018-2019, Dato Eddy Rosyadie telah 3 kali menziarahi Karaton Kasultanan Pajang dan menjadi ahli VIP Karaton.

How to recession-proof your finances

The UK economy is officially in recession for the first time since the financial crisis ten years ago.

The economy plunged by 20 per cent between April and June as the pandemic shuttered businesses and kept people locked up at home.

More jobs are likely to be lost and personal finances will take a hit.

Lynn Beattie, Personal Finance Expert at mrsmummypenny.co.uk and author of The Money Guide to Transform Your Life, which will be released on September 1, says: "We are starting to see the impact of covid-19 with many retailers closing branches, including giants like Boots and John Lewis. There will be many more casualties over the remainder of 2020 and well into 2021.”

Audit your finances and live within your means
“Firstly, it is vital to be completely honest with yourself about your financial situation,” John Ellmore, Director of KnowYourMoney.co.uk advises. “Conduct a thorough audit of your finances and gain a comprehensive understanding of all your incomes and outgoings. This will show you exactly where your cash is going and, most importantly, help you identify problematic spending behaviour.”

Ellmore adds that when you’ve figured out how you’re spending money, it’s time to be strict with yourself and don’t make any unnecessary spending. “Living within your means is vital to help avoid any major shocks to your bank balance. Further, any money you can save should be put away in an emergency fund for a rainy day. Hopefully, you won’t need to use it, but it is reassuring to have a financial cushion to fall back on should the worst happen.”

Set up an emergency fund
If you have any money to spare, now would be a good time to think about starting an emergency fund.

“Having an easily accessible emergency fund is essential for surviving a recession. Prepare this as early as possible, particularly if you are still working and you have excess money from savings made during covid-19,” Beattie advises.

“This emergency fund should be able to keep you going for between three to six months, six months is my guidance. Keep it in a separate account that has instant access. This money should remain untouched unless it is a real emergency, for example, money needed to pay the mortgage, or to buy food. Not to be used for holidays or things that you want rather than need.”

Ellmore agrees, and says that if you’re working from home, now is the ideal time to set up an emergency fund. “Take advantage of having regular income and save any extra cash that you can. Be strict with yourself. Refrain from online shopping and stash money away in a savings account. It will definitely ease your worries, knowing that you have money set aside for if the worst happens.

“Firstly, decide the total you want to save. Having an end goal will narrow your focus and give you something concrete to work towards. Regularly assess and re-evaluate your savings strategy. Life is unpredictable and, at times, you won’t be able to save as much as you would like to. So, make sure your savings efforts reflect this and adjust your goals to make them achievable and keep you motivated. Starting an emergency fund might take discipline, but it will definitely help you sleep at night.”

Furloughed workers should be planning for the future
Beattie says that everyone should be looking towards and planning for the future. “What are the chances of the business you work for going into financial difficulties, is there a chance that you might lose your job? Talk to your employer to understand what is happening. The emergency fund is an essential for furloughed workers with a risk of losing their job.”

Ellmore adds that while income will be slightly less while furloughed, you still need to be saving where you can.

He continues: “While the government is putting schemes in place to protect as many jobs as possible, it’s important to give yourself solid financial backing, in case your company is unable to bring you back.

“Make sure you are up to date with debt repayments and having a clear line of communication with your creditor will also help. Keeping your creditor in the loop could mean that, if you find yourself struggling with repayments, your payment schedule could be adjusted, without damaging your credit score.”

Redundant workers need to understand what they are owed
Ellmore says redundant workers need to understand what they are owed - the rule of thumb for statutory redundancy pay depends on the number of years an employee has worked at the company and the amount they have earned. “If in doubt, review your contract. Understanding how much you are due to receive will help you organise your finances in the long term. “

Redundant workers also need to look at ways of making extra money. Beattie says: “Have a big declutter and sell clothes, bags, electronics, old mobile phones. Use sites like Facebook Marketplace, eBay, Gumtree to make some quick cash.

“Is there a side hustle that you can start? What are your skills and how can these be used to make some extra money. Maybe you love walking dogs, maybe you can knit, maybe you are a brilliant photographer, whatever it is, use your skills to make some extra money.”

A budget is imperative
The first step for anyone who has recently been made redundant or is looking to save money, Beattie says, is to do a ‘deep dive’ into your budget.

“Have a clear idea of what essential bills you must pay. Get rid of any unnecessary direct debits and call every company that falls under essential bills to ensure you are on the best deal,” Beattie says. “Use comparison sites to compare deals and switch to a cheaper energy company, broadband, mobile phone, insurance company. When you have worked through your budget you will know how much each month costs you, and how long any redundancy money will last.”

Eesha Mohindra, senior money analyst at MoneySavingExpert.com, says a common mistake when budgeting is to only look at your spending from one to three months.

“Rarely do people look at the whole year – which includes big one-off payments like car insurance, holidays, birthdays and Christmas. So, look at least a years’ worth of statements and write down every category you spend in. There are free budget planner tools available online at moneysavingexpert.com/budgetplanner which makes things very easy for you,” Mohindra adds.

“Within your budget make sure you include how much you want to save each month. Many people just think of saving whatever they have left over each month, rather than factoring it in as a part of their monthly budget.”

Mohindra says the easiest way to factor in saving to your budget is to set up ‘piggybacking’ accounts - several accounts where you can automatically syphon money to save.

“For example, set up individual accounts for household bills, birthdays, holidays, Christmas and emergency fund. That way you have a set amount of money in each account and can’t spend more. If you have only £300 in your holiday fund it means you can’t pay for a £500 holiday.”

Remove any unnecessary payments
Mohindra says one of the easiest places to start saving is by looking at your bank account and removing any pain-free direct debits.

“Are you paying for anything you no longer use like insurance for an old mobile phone, or council tax for a home you no longer live in? If you spot these, call up the company and cancel them. Then look for things you’re currently paying for but could be getting cheaper,” Mohindra adds.

“When was the last time you switched energy tariffs, home insurance, car insurance, broadband, TV package, mobile tariff – don’t let these auto-renew onto expensive out of contract rates. Do a comparison online to see if you can get it cheaper elsewhere or if you want to stick to the same provider then at least consider haggling. For the things you don’t need but do want, ask yourself, is it worth it? Is the gain you get worth the money? Think in annual cost, £8 a month is £100 a year – so if it's a TV subscription you only use a few times or a gym membership you rarely go to, is it worth it? If not, cancel or try and find something cheaper.”

Don’t make impulse purchases
Beattie recommends thinking about a purchase for at least 24 hours before you buy it. “Think about what you are buying, do you really need it, or is it a want. I recently counted my blouses, and have 22, I do not need any more blouses.

“Pop the item into an online basket and come back the next day, you might have changed your mind, and also the company might send you a discount voucher to encourage a purchase.”

Start a spending diary
Beattie also recommends starting a spending diary to keep track of your daily purchases and bills to understand what you buy and why. She adds: “If writing a diary fills you with dread, download an app like Money Dashboard that will consolidate all your accounts to help you to understand what you are spending on over time.

“Create that budget and stick to it, don’t forget to allow for some treats and fun money. If you are good most of the time, the occasional treat is fine.”

Sort out your debts
Mohindra advises using any spare savings you have to clear debts. “If you’ve got multiple debts, for example a couple of expensive credit cards, overdraft, personal loan, prioritise repaying the highest interest debt first, as it grows fastest. Use all spare cash to clear that and just pay the minimums on everything else. Once it's clear, focus on the next costliest.”

Ellmore agrees, saying focussing on paying off debts now will mean you’re not left with a ‘nasty shock’ later down the line. “Additionally, sticking to regular repayments will help you to protect that all important credit score. Don’t if you can’t afford to, but it will certainly help your finances remain stable,” he adds.

“Next, consider how to reduce the cost of future debt. Interest rates have fallen, which means the cost of debt has also reduced slightly. So, if your credit score is strong, consider moving debt to a 0 per cent credit card, or a personal loan with a cheaper interest rate. This will mean that you’re able to use more money to pay down on the actual debt, rather than just paying off the interest.”

Consider your credit score
While your credit score may be the last thing on your mind, Ellmore says it helps to keep it as high as possible.

He says: "Recessions cause credit markets to tighten, which will make it harder for people with less than adequate credit scores to take on a mortgage, credit card or loan. However, credit scores can be improved by simple actions, such as paying bills on time and keeping your oldest credit cards open.

“Most importantly, if your finances become excruciatingly tight, maintain open communication with your creditors. This will help to keep them on good terms, so they potentially make arrangements to make repayments more manageable, without your credit score suffering.”

Be smart with your money
It’s a no-brainer, but with an impending recession, now is the time to be smart with your money. Compare options, shop at cheaper supermarkets, switch energy and gas providers to get better plans. Do the hard work now so that it will pay off in the months to come.

Ellmore adds: “Always compare your options. So many people remain loyal to certain brands their entire lives, without realising how much they could be saving by shopping around. This goes for almost everything, from your weekly grocery shop to car or home insurance. You could be amazed by how much you save, and your bank balance will certainly thank you.”

https://www.standard.co.uk/lifestyle/financial-advice-furlough-redundant-workers-a4501521.html

↧

Kejayaan Jambatan Kekayaan

August 27, 2020, 12:49 am

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Pakej Ikhtiar Energi Rezeki untuk satu bulan September 2020 sudah dibuka. Boleh daftar dahulu sebelum 7 September untuk program ini bermula. Kali ini masih ada tarikh2 pola 769 kekayaan untuk diikhtiarkan energi rezeki. Begitu juga ada ikhtiar energi dikasih sayang (untuk rumahtangga/ pencarian jodoh) dan juga ikhtiar energi Cemerlang Akademik. Jom bersama-sama kita menjana energi diri untuk rezeki, perniagaan, jualan, pemasaran, kerjaya atau bisnes.

Kali ini pada 7 September 2020 adalah 20 tahun berpola 769 kekayaan; yakni bermula dari tarikh 7 Septermber 2020 untuk 20 tahun sehingga 7 September 2039. Untuk rezeki yang berpanjangan masuk. Sesuai untuk perniagaan juga untuk kerjaya jangka panjang.

** Seminar hadapi Tahun 2021 dan 2022. Batch pertama di Hotel Seri Malaysia, Larkin, Johor Bahru pada Sabtu 10 Oktober 2020. Tempat terhad 40 orang.

Antara bilionair seperti Bill Gates, Mark Zuckerberg dan Jeff Bezos mendapat sokongan daripada ibu bapa yang mendapatkan "contact" dan membiayai mereka pada permulaan hidup mereka dan seterusnya mereka berusaha dari situ dan menjadi bilionair. Jutawan selebriti seperti Justin Bieber mendapat dorongan daripada ibunya yang sering upload video You Tube aksi anaknya itu sehinggalah mendapat perhatian penerbit album dan seterusnya menjadi berjaya kaya.

Jadi, ibu bapa memainkan peranan dalam mencipta kekayaan anda itu. Di dalam graf hayat, ada satu tafsiran yang menyebut "dibantu oleh ibubapa" menunjukkan kejayaan seseorang itu adalah kerana ibubapa bukannya diri sendiri. Apakah laporan graf hayat anda ada tafsiran sebegitu?

Antara sebab DS Siti lambat mendapat zuriat adalah kerana tempoh 10 tahun perkahwinannya ada halangan. Selepas tamat tempoh halangan barulah dapat zuriat.

Metafizik energi sejak dulu menyatakan bahawa pokok2 mempunyai energi tersendiri dan boleh membantu manusia. Kini sains mengesahkan terdapatnya energi dalam pokok malah sains mencipta alat photosintesis tiruan.

Metafizik pencetus idea sains.

Dalam petak statik tarikh lahir anda pola mengenai sakit paru-paru dan apabila masuk ke usia dekad tekanan, ianya terjadi. Bagi individu ini, nasib baik usia dekadnya pada usia warga emas. Jikalau usia dekad remaja atau muda adalah tekanan menimbulkan masalah pula.

Bagaimana dengan anda?
- Penyakit apa yang berpotensi anda hidapi?
- bilakah usia dekad tekanan anda?

Untuk kenali potensi dan konflik kehidupan, Whatsapp/ Telegram Dato Eddy Rosyadie
0177697946
0166249666

Majoriti penyakit manusia adalah kerana perihal genetik. Seperti autisma dalam Genome ibu/bapa ada "tandem repeat" dan anak yang mengalami autisma mempunyai "tandem repeat" yang panjang. Di dalam perihal sebegini, tiadalah rawatan yang benar2 berkesan melainkan membetulkan genome DNA tersebut. Tetapi teknologi sains untuk hal tersebut masih jauh. Jadi kita berusaha dengan strategi, ikhtiar dan usaha berterusan.

Petak tarikh lahir statik ada pola penyakit di bahagian kulit. Ada strategi2 pencegahan yang boleh diusahakan. Terlebih dahulu ketahui potensi dan konflik penyakit.

Shock proof your finances: A jobs bloodbath, pensions and savings rates slashed... but don't despair, here's how to fight back against recession
Now we are officially in the deepest recession the UK has ever known
More than 9m people have been furloughed and job losses have hit 730,000

By BEN WILKINSON FOR THE DAILY MAIL

PUBLISHED: 22:01 BST, 18 August 2020 | UPDATED: 07:55 BST, 19 August 2020

The coronavirus has had a shattering effect on the country, and we are now in the deepest recession the UK has ever known.

More than nine million people have been furloughed and 730,000 jobs have been lost.

But this Money Mail and This is Money special is here to help you revive your finances and make sure you and your family are in the best possible position as the nation fights its way out of the economic crisis.

It comes after our redundancy survival guide earlier this month. And last week we explained how you can set up your own business and take the first steps on a new career path.

The virus has cost some households dearly, with many suffering huge income losses.

Meanwhile, others have been able to save for the first time in years, as commuting costs vanished, along with the temptation to spend on dining out and holidays.

Whatever your situation, we will help you put every penny to good use as we emerge from lockdown and battle the recession.

We have spoken to Britain's top money experts, and explain how you can rebuild your finances, fill your war chest and plan for the future, whatever it may hold.

John Ellmore, director of the finance comparison site KnowYourMoney.co.uk, says: 'It is important not to panic. Rather, people must take stock.'

You will need to review your budget at regular intervals to keep on top of your spending. And don't forget to look at statements so you can prepare for big annual spends, such as Christmas and holidays.

Becky O'Connor, personal finance specialist at insurer Royal London, recommends checking your bank balance daily to keep a close eye on outgoings.

She also suggests arranging for major transactions and loan repayments to come out immediately after payday — so you know what you will have left for the rest of the month.

You could go further and work out a daily budget, too. But Ms O'Connor warns that no month is typical and you should always be prepared for unexpected expenditure.

Sarah Coles, personal finance expert at investment firm Hargreaves Lansdown, says it's worth having a 'plan B', adding: 'If your circumstances change for the worse, you need to be able to slash your costs quickly, so plan this in advance.

'This doesn't have to be a budget that you can live with for ever: it is designed to get you through the worst of circumstances.'

Seek out any chance to save
Once you have a comprehensive list of all your outgoings, you may well be shocked at how much you are spending each month.

Go through your list with a fine-tooth comb to find any unnecessary spending. When you have a total for this, you may again be surprised at how quickly it all adds up. Perhaps you pay regularly for a service you find you don't use very often, such as Amazon Prime or Netflix?

Laura Suter, personal finance analyst at investment broker AJ Bell, says: 'Work out whether you're getting value for money and still using the service — if you are not, cancel it.' But Ms Coles warns not to sacrifice all the things that make you happy — because if you are miserable, you may be more likely to bust your budget.

The internet can also help you save. Sell unwanted clutter or buy cheaply on sites such as eBay, Shpock and Facebook, or use local groups on the social media site to borrow expensive items such as lawn mowers and power tools.

Try planning meals in advance to avoid spending on takeaways, and use a food-sharing app such as Olio, where neighbours exchange food they no longer need for free.

How I lopped £1,000 off my bills
Stay-at-home dad Richard Jackson saves his family close to £1,000 every year with his switching strategy.

Richard, 39, sets reminders on his mobile phone when his energy, mobile, television and broadband deals are due to expire.

He then uses price comparison websites to seek out the cheapest offers.

Richard, who lives in Devon with his wife and two boys, says the family has managed to save more than £500 a month in lockdown after spending on meals out, petrol and outgoings plummeted.

And he has managed to bolster the family finances even further by switching energy deals from EDF to Shell Energy - saving £13 a month.

He has also pocketed £100 offered to banking customers who switch their current account to Halifax.

Richard says that anyone looking to save like him should make notes of when their household bill deals are due to expire.

He says: 'If you don't save yourself the money, the companies will just take it off you. You need to be organised. It doesn't take ten minutes to do it.

'They entice you with an introductory deal and hope you don't leave, but I will leave if the deal isn't good enough.'

The Jacksons, who also received a refund for their cancelled cruise holiday, are saving the money to help them through a major building project at the family home.

Keep up good money habits
Ask yourself what you can truly afford to save every month and commit to doing so. Set up a direct debit so the money is moved automatically on payday, then you cannot spend it.

But do not save more than you can afford — if the sum is too high, you may panic and cancel the deposits.

Ms O'Connor also recommends setting a savings target - for example, £2,000 by the end of the year.

Lockdown forced many of us into a savings habit, as we were simply unable to spend. It made us realise just how much was being lashed out on luxuries. But how can you make these good habits stick?

A Hargreaves Lansdown survey during lockdown found that about one person in three would go out less, buy fewer clothes and avoid impulse purchases in future to save money.

Meanwhile, one in five said they were likely to save on commuting costs, with employers now happier to have staff working from home.

Ms Coles suggests simply thinking twice about 'habitual' spending - so consider whether you really need something before plucking it off the shelf in a shop. You might also try giving yourself 24 hours before buying anything new, to avoid impulse purchases.

If you think it would help, you could make it harder for yourself to spend rashly by removing any card details saved online and by unsubscribing from emails sent by stores which tempt you to spend.

Go hunting for better deals
The largest monthly outgoing for most households is the mortgage - and this is perhaps where the biggest saving can be found.

If you are on your lender's standard variable rate, it is likely you can get a better deal.

Rates hit record lows in June, before the average rates for both two and five-year fixed-rate deals fell even further to 1.99 per cent and 2.25 per cent respectively last month. So now is the ideal time to lock in to a cheap deal.

Ms Suter says: 'Once you've tackled that big outgoing, look at bills that have crept up. Whether it's switching to a cheaper energy deal, realising your Sky package has shot up in price, or cutting the cost of your car insurance, there's lots you can do just by going on a comparison website and hunting for a new deal.'

You can sign up to an energy supplier auto-switching service such as Switchd or Flipper. They will move you to the cheapest deal automatically, taking the hassle out of switching and removing the need to worry that you are not on a good rate.

Ms O'Connor adds: 'Deals and rates change all the time, but no one is going to tell you. It's up to you to be aware of what is available.'

The comparison site Uswitch estimates that fixed energy plans used by 1.5 million households will end this summer — and that those homeowners could save an average £149 a year if they sought out a better one.

Energy prices are now relatively low, making this the perfect time to switch tariffs.

Sarah Broomfield, energy expert at Uswitch, says: 'Now is a crucial time to bag yourself a new deal, before you get dumped on your supplier's standard variable tariff.'

About a third of broadband customers are thought to be paying more than they should because their contracts have run out. And finding a decent internet deal is more important now than ever, as so many people are working from home.

The soaring cost of new mobile phones also presents an opportunity to save: instead of upgrading to the latest model, keep your current phone and move to a Sim-only deal when your contract ends.

Uswitch says someone who bought an iPhone two years ago on an average 24-month contract could save £600 by switching to a Sim-only deal with the same amount of data and minute allowances.

Go through your outgoings list with a fine-tooth comb to find any unnecessary spending. When you have a total, you may again be surprised at how much this adds up to every month +5
Go through your outgoings list with a fine-tooth comb to find any unnecessary spending. When you have a total, you may again be surprised at how much this adds up to every month

Get organised to deal with debt
Charity StepChange predicted that 4.6 million people would together rack up £6 billion in debts during the crisis, while millions will have taken payment holidays from mortgages and loan repayments.

Ms Coles says: 'For some people, cuts in income or losing work has meant a horrible battle to make ends meet, forcing them to max-out on debt. If you're in this position, it's time to take stock and assess how to stop things getting worse.'

Debts with the highest interest-rate charges should be cleared first. If you cannot pay off your debt any time soon, you could at least shift it to a cheaper rate - for instance, with a 0 per cent credit card or a personal loan with a low rate.

Ms Suter says: 'This means you can use more of your capital to pay down the actual debt each month, rather than just paying off the interest.'

If you were forced to ask your bank or building society for a three-month mortgage payment holiday, it is worth remembering that you will now owe more interest. Taking such a break will increase debt by more than £1,000 on a typical mortgage.

Also, bear in mind that overdrafts are no longer a cheap and convenient way to borrow. After orders from the regulator to make fees fairer and simpler, most major banks have brought in charges of up to 50 per cent.

For vulnerable borrowers who use their overdrafts without permission, the charges will probably mean they pay less. But those who dip in and out of an agreed overdraft could find it is a very expensive way to borrow.

If you need to take out a loan, local credit unions may offer the fairest rates around. These mutual organisations act in the best interests of their members. Find your nearest at abcul.coop/home.

Mr Ellmore, from KnowYourMoney.co.uk, says it is also important to maintain a strong credit score, so bills should be paid on time if possible. This will put you in the best position if you need to apply for a loan.

Yet Ms Coles says it is now worth drawing a line under taking on more debt. 'There is no point in working hard to pay it all back if you are still prepared to run up debts,' she says. 'If this is going to be a life-long change, you need to commit to steering clear of needless debt for good.'

Fresh figures, from the banking body UK Finance, yesterday showed credit card debt had fallen by 12.6 per cent so far this year.

Start building a safety net
Once you have cleared any debts and boosted your savings, you can focus on building a safety net in case you lose your job or face unexpected costs.

One adult in eight in Britain has no savings at all, and 45 per cent of the country has less than £2,000 put away.

Experts say it is a good idea to build up an emergency fund to last between three and six months, to cover essential outgoings such as mortgage or rent payments, household bills and food.

This pot of money should be left in an easy-access savings account, even though these might not offer the most generous interest rates.

After the Bank of England slashed the base rate to a record low of 0.1 per cent, all High Street banks cut their savings rates to a pittance at 0.01 per cent. But you can still earn at least 1 per cent more by finding a top-paying account.

Ms Suter says: 'The Bank of England cutting rates and the high demand for savings accounts means you're not going to get loads of interest. But far too much money is sitting in current accounts earning nothing, or old savings accounts that pay a pittance.'

If you have lost your job, you may also have lost important benefits, such as pension payments and insurance.

Unemployment and redundancy policies have been pulled from the market because of the pandemic, but you can still buy income protection and critical illness cover.

Free investing guides
Income protection will pay a tax-free wage if you cannot work due to health problems.

Critical illness cover, meanwhile, will pay out a lump sum to cover mortgage payments and financial security if you have a serious health condition diagnosed.

The price of the policy will depend on individual circumstances, including your age, health, occupation and smoking history, but the average premium is about £25 to £30 a month.

Protection insurance specialist Kevin Carr says: 'If you, or anybody else, relies on your salary to pay the bills, [these policies are] worth thinking about.'

Don't hesitate to ask for help
There is no shame in asking for help or claiming benefits if you find yourself struggling.

Ms O'Connor says: 'Managing finances is hard at the best of times - but at the worst of times, it can feel impossible without falling into debt.

'No one wants anyone to go hungry or have their home repossessed. There is always help if you know where to look.'

She adds: 'As a rule, if you lose your job or a big chunk of income, there is probably some form of help out there for you, so don't suffer alone. When it comes to money problems, prevention is always better than cure.'

https://www.thisismoney.co.uk/money/news/article-8639115/How-shock-proof-finances-Protect-family-recession.html

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Destinasi Kekayaan Perjalanan Kejayaan

September 7, 2020, 6:09 am

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Pengiraan dan pemilihan waktu energi pada hari energi antaranya mengambilkira tentang "khasiat" waktu tersebut. Contohnya pada hari energi 7 Sep 2020, waktu dikira dan dipilih pada jam 130 petang - 330 petang untuk untung & rezeki dari dunia kewangan.

Jadi, untuk menjana energi/ doa bagi tujuan pelajari dunia saham ada kaitan dengan dunia kewangan.

Maklumbalas peserta ikhtiar energi Ogos 2020. Peserta berusaha dan kita berikhtiar menjana energi supaya usaha berkenaan membuahkan hasil.

Persiapan bagi menghadapi tahun 2021/ 2022 kali ini dibuat lebih awal pada Oktober 2020 memandangkan Oktober adalah momentum untuk tahun hadapannya. Maka kita bina strategi mulai sekarang bagi menghadapi tahun 2021 tahun 8 tekanan untuk Malaysia (31+8+2021=8) manakala sebelah sesi petang pula bagaimana mempersiapkan diri dan strategi menghadapi tahun 2022 tahun 9 sukses untuk Malaysia (31+8+2022=9).

Seminar akan berlangsung di Hotel Seri Malaysia, Larkin, Johor Bahru.

Tarikh nikah sudah baik tetapi gabungan dengan tarikh nikah pula yang mendatangkan halangan. Jadi, untuk pengiraan tarikh nikah, bukan kira tarikh nikah itu semata2 tetapi apakah tarikh yang nikah dikira itu sesuai dengan diri kita?

Pola 786 merupakan Pola Kepimpinan yang menjadikan seseorang itu menjawat jawatan tinggi. Bagaimanakah untuk merealisasikan potensi pola tersebut?

Apakah bisnes yang sesuai dengan pola 786? Dan bagaimanakah untuk mengekalkan momentumnya?

Apakah KEBURUKAN pola 786 pula?

Hadiri kelas maya grup Telegram.

Individu ini sebenarnya pernah bekerja sebagai despatch dan pernah alami kemalangan menyebabkan ada besi di dalam kakinya. Ada pola besi dalam petak tarikh lahir beliau. Kebetulan?

Jom kita pelajari untuk menjana energi positif. Nak tak nak kita memang dah pelajari tentang energi negatif pandemik Covid19 secara paksaan tapi bagaimana pula untuk menjana energi positif di kala pandemik Covid19 ini? Sekadar ikut SOP adalah terbaik tetapi itu bukannya menjana energi positif yang sebenarnya. Jom, hadiri kelas di Seremban ini.

Tahun 2020 merupakan tahun 6 untuk penyanyi ini yang mendatangkan hasil rezeki yang begitu baik kepada dirinya.

Money Lessons From Successful Millennials
You may want to take some notes from these guys if you don’t want your money to wave goodbye.

By: HELLO WRITER
WEDNESDAY, 2 SEPTEMBER 2020

Shout out to all the millennials who are still surviving this tempting, deceiving, unfair, and competitive world!

Yeah, you heard us. In the current time we live in, everyone all over the world is striving to become successful and wealthy or at least earn a decent amount of cash for their monthly wages.

We all know this for sure that the big dollar sign in our heads never fails to show up every day of our lives. However, when the dollars do appear into our hands, we just tend to follow its lead (you know like shopping and stuff). In no time our money just waves goodbye.

Unlike the limited necessities back in the day, we now have tons of places, products and services to spend our money on and on top of that, most of us today have a stagnant income that doesn’t compensate with the accumulated debts like loans and an overwhelming bunch of other commitments to pay on a long-term basis.

So, do you think that we millennials are the worst in managing our finances? Well, no! In fact, this may seem like a rare occasion but there is a group of money-savvy millennials who could give us some pointers about the do's and don'ts of finances. Let’s check them out.

1. Save up your earnings for a future investment.

“Half of the income will be used to start my own F&B business in the future.” - Ahmad Akid

This young man seized an opportunity by making viral quirky videos on TikTok that led him to earn an income of up to RM10,000 per month. As a social media influencer, Ahmad Akid Zulkiflee manages his income accordingly to support his family and makes sure half of his income is saved to open up his dream F&B business in the future.

So, if you think you’ve walked down a different path, make the best of it by turning the current source of income into your dream come true.

2. No such thing as fast money.

“There is no magic trick here and there is no such thing as instant success or fast money or big breaks overnight.” - Christy Ng

Ahhhh! We bet some of you ladies are shrieking at those gorgeous shoes!!!

Christy Ng had a passion for shoe designing and like many successful entrepreneurs, they all had humble beginnings. She started making shoe designs that are accustomed to each pair of shoes in its own unique style. Now, with the spirit of ‘never giving up’, hard work and dedication over the years, she is able to establish her very own store that is very much on demand.

So, lesson learned. There’s no shortcut in making money and becoming a millionaire overnight.

3. Start your financial journey with a journal.

“I wasn’t using the journal to write down what I wanted, I was using the journal process to write down how to get what I want.” - Patrick Grove

This is one of the most successful businessmen of our time!

Being the chairman and co-founder of at least 5 businesses, Patrick Grove is never more meticulous with his finances. In his journey, he faced many failures but also learned to appreciate each one because it led him closer and closer to getting what he wants.

Patrick believes in writing down his goals in a journal not just about what he wants, but also the steps to take to get it. By having a finance journal, he is able to stay focused and be persistent in his way of investing and profiting money.

So, tip number three…start creating your financial entries.

4. Offer people something that is worth big bucks.

“If you want to get to such a big figure, especially if you’re just starting out, you need to have a product or service to go ahead and serve the people.” - Jack Bloomfield

Unlike other schoolboys who hangout after school, this guy spends all the time he gets in generating an income. For such a young lad, he seems to know a lot about e-commerce! This ambitious guy believes in a fair deal of give and take. Other than that, we could learn that setting a big figure to achieve is possible.

Have you ever wondered what is the best deal you can give people and still make a profit?

5. Money is more valuable when it is shared.

“Money and good donation is something that I do regularly no matter how busy my schedule gets.” - Tanya Mittal

OMG, she’s MISS ASIA 2018!

Well, here’s something more she does than to just look pretty. She is a SELF-MADE MILLIONAIRE entrepreneur who has set up her Handicraft Business at the age of 19.

Guys, she had zero investment in her business, but she became a millionaire in just 2 years. Isn’t that dope? A valuable act of love that she practices is that money is worth sharing to the less fortunate. At times, we can have soooooo much, loaded with cash and still feel like a total loser. If we want to add more value to our money, SHARE it.

6. Debt is not an option.

“I saved 50% of every pay cheque I received through my various jobs so I could graduate college with a healthy nest egg” - Erin Lowry

Erin Lowry is known for her best-selling book Broke Millennial. Financial management has never been more important to her and her family. She says her success is owed in large part to the critical foundation her parents laid for her and how she learned to think about money. Erin Lowry’s parents only paid half of her college tuition fees so she would learn the value of money and how to generate them to pay the remaining fees. Guess what guys, she graduated debt-free.

Debt is always crouching at our doors so let us not make it an option unless you know it’s something you can get rid of as soon as possible.

7. Expand your network for multiple channels of income.

“Those who insert themselves into as many channels as possible look set to capture the most value.” - Pete Cashmore

This is the CEO and founder of the top blog, Mashable! Having a net worth of $95 million today, at 19, Pete Cashmore was known to be famous for the news and gossip he brought to people about the entertainment world. He found his passion for sharing how web tools and social networks were transforming human interactions and reshaping cultures. Mashable came about and he was recognized as the Young Global Leader by The World Economic Forum.

Hey, if you have something worth the money, share it to a bigger audience.

So guys, there are many more aspiring millennials out there who are working towards becoming the best at financial management and here’s an obvious fact…they are just normal people like us who are just trying to make it in life. Let’s get hold of our finances and not let it hold us back.

https://rojakdaily.com/lifestyle/article/10450/money-lessons-from-successful-millennials

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